651 Morgan St, Orange Park, FL 32073 Property Records

Clay County property record for 651 Morgan St, Orange Park, FL 32073

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,769 sqft · built 1976
Lot Size	0.364 acres (15,899 sqft)
Owner	2 Owner Names on File
Last Sale	$201,000 (Aug 2009)
Tax Bill	$1,989 (2023)
Flood Zone	Zone X (minimal risk)
APN	`41-04-26-019299-048-00`

Property Details

APN / Parcel Number

Primary APN	`41-04-26-019299-048-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,769 sqft Heated Area
Gross Area	2,722 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1976
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,899 sqft (0.364 acres)
Lot Dimensions	150 ft deep x 106 ft wide
Garage Area	510 sqft

Exterior Amenities

Pool Area	576 sqft
Porch	Porch
Porch Area	203 sqft
Patio Area	240 sqft
Storage Building	688 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	651 MORGAN ST
City	ORANGE PARK
State	FL
Zip	32073-3960
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 BLK 3 CROSS CREEK AS REC O R 3134 PG 892
Legal Range	26
Legal Township	04
Legal Section	41
Legal Subdivision	CROSS CREEK
Legal Block	3
Legal Lot Number	11
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	1
Census Block	1013
Census Tract	30600

Owner

Source: Clay County records · APN 41-04-26-019299-048-00

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	651 MORGAN ST, ORANGE PARK, FL 32073-3960
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 10, 2009 · Amount on Record
Deed Sale	Aug 10, 2009 · Amount on Record
Prior Sale	Aug 10, 2009 · Amount on Record
Deed Document Number	2009039787
Deed Book / Page	3134 / 0892
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Municipality	Orange Park Town
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Disabled Person's exemption Veteran's exemption	$156,028 (+5.99%)	$277,500 (+4.8%) Land $35,000 Building $242,500
2023	$1,989.00 (+4.14%) Homeowner's exemption	$147,215 (+3%)	$264,796 (+24.9%) Land $35,000 Building $229,796
2022	$1,910.00 Homeowner's exemption	$142,928	$212,010 Land $26,000 Building $186,010

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (12019C), updated July 6, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120190306001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 45 policies
Nearby Flood Policies	45 in force
Nearby Flood Claims	39 (2007–2017)
Claims Outside the SFHA	8 of 39
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 30 claims Tropical Storm Debby, Jun 2012 · 4 claims

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 150 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
IQ Fiber Intermediate Holdings Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications, Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	TOWN OF ORANGE PARK serves 8,668 people
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.