651 Moraga Rd, Apt 25, Moraga, CA 94556 Property Records

Contra Costa County property record for 651 Moraga Rd, Apt 25, Moraga, CA 94556

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,144 sqft · built 1962
Lot Size	0.012 acres (527 sqft)
Owner	2 Trust Names on File
Last Sale	$510,000 (Apr 2018)
Tax Bill	$8,019 (2025)
Deeds & Mortgages	Jul 2019 Transfer Sep 2018 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`256-120-025`

Property Details

APN / Parcel Number

Primary APN	`256-120-025`
Alternative APN	`256-120-025-0`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,144 sqft Living Area
1st Floor Area	572 sqft
2nd Floor Area	572 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Condo/Apartment
Lot Area	527 sqft (0.012 acres)
Garage Type	Attached
Garage Area	180 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	651 MORAGA RD, 25
City	MORAGA
State	CA
Zip	94556-2261
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	TRACT 3100 UNIT 25
Legal Subdivision	SUBDIVISION 3100
Legal Tract	3100
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1011
Census Tract	352101

Owner

651 Moraga Rd, Apt 25 is held in a trust since April 2018.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Trust Names on File
Mailing Address	3710 CAROL ST, PINOLE, CA 94564-1119
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2019	Correction Deed ATTORNEY ONLY
Sep 10, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 16, 2018	Grant Deed, Transfer · Conventional Mortgage COMMERCE MORTGAGE
Jun 6, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2018 · Amount on File
Deed Sale	Apr 16, 2018 · Amount on File
Prior Sale	Feb 15, 2002 · Amount on File
Deed Document Number	201858156
Prior Transfer Date	Aug 10, 1995
Prior Transfer Doc	0000147598
Record Updated	Oct 29, 2026

July 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 9, 2019
Property Address	651 MORAGA RD APT 25, 25, MORAGA, CA 94556-2261
Document Number	0000104904
Instrument Date	Jul 5, 2019
Instrument	104904
Record Updated	Jul 16, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3710 CAROL ST PINOLE CA 945641119, PINOLE, CA 94564-1119

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 10, 2018
Property Address	651 MORAGA RD APT 25, 25, MORAGA, CA 94556-2261
Document Number	0000144578
Instrument Date	May 17, 2018
Instrument	144578
Transaction Type	Transfer
Record Updated	Sep 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3710 CAROL ST PINOLE CA 945641119, PINOLE, CA 94564-1119

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 16, 2018
Property Address	651 MORAGA RD APT 25, 25, MORAGA, CA 94556-2261
Document Number	0000058156
Map Reference	VOL 90 PG 15
Instrument Date	Apr 3, 2018
Instrument	2018-058156
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	651 MORAGA RD APT 25, 25, MORAGA, CA 94556-2261

Mortgage

Document Number	0000058157
Date	Apr 16, 2018
Instrument	2018-058157

Lender

Name	COMMERCE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 6, 2017
Property Address	651 MORAGA RD APT 25, 25, MORAGA, CA 94556-2261
Document Number	0000099952
Instrument Date	Jun 1, 2017
Instrument	99952
Transaction Type	Transfer
Record Updated	Jun 20, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	651 MORAGA RD #25 MORAGA CA 945562261, 25, MORAGA, CA 94556-2261

Tax Assessment & Valuation

The 2025 property tax bill for 651 Moraga Rd, Apt 25 was $8,019.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Moraga Town
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Moraga Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$591,892 (+2%) Land $435,216 Building $156,676
2025	$8,019.00	$580,287 Land $426,683 Building $153,604
2023	$7,641.00 (+1%)	$557,756 Land $410,115 Building $147,641
2022	$7,565.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 651 Moraga Rd, Apt 25 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 651 Moraga Rd, Apt 25 is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 66% of California
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Etheric Networks, T-Mobile, Unwired, Verizon.

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