651 Monroe St, Salem, VA 24153 Property Records

Salem City property record for 651 Monroe St, Salem, VA 24153

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,162 sqft · built 1930
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Nov 2019)
Tax Bill	$2,423 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Nov 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`85-4-6`

Property Details

APN / Parcel Number

Primary APN	`85-4-6`
Alternative APN	`10051`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,162 sqft Living Area
Basement Area	542 sqft
Unfinished Basement	542 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Aluminum/Vinyl
Roof Material	Shingle
Lot Area	9,583 sqft (0.22 acres)
Porch	Covered Porch
Porch Area	196 sqft
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	651 MONROE ST
City	SALEM
State	VA
Zip	24153-3954
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	LT A 0.220 AC BIRMINGHAM & SIMMERMAN RESUBD PLAT
Legal Subdivision	113
Jurisdiction	SALEM CITY VA
Township / Civil Division	SALEM
Census Block Group	3
Census Block	3017
Census Tract	10100

Owner

Source: Salem City records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	651 MONROE ST, SALEM, VA 24153-3954
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Nov 8, 2019	Deed, Transfer · Conventional Mortgage INTEGRITY HOME MORTGAGE CORP
Mar 6, 2018	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2019 · Amount on Record
Deed Sale	Nov 8, 2019 · Amount on Record
Prior Sale	Oct 17, 2012 · Amount on Record
Deed Document Number	20192549
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM CITY VA
Property Address	651 MONROE ST, SALEM, VA 24153-3954
Transaction Type	Mortgage
Record Updated	Oct 20, 2021
Title Company	SPRUCE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003423
Date	Oct 12, 2021
Instrument	210003423

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	PALM HARBOR, FL 34683

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

November 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SALEM CITY VA
Recording Date	Nov 8, 2019
Property Address	651 MONROE ST, SALEM, VA 24153-3954
Document Number	0000002549
Map Reference	DOC 120002626
Instrument Date	Nov 5, 2019
Instrument	190002549
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	651 MONROE ST, SALEM, VA 24153-3954

Mortgage

Document Number	0000002550
Date	Nov 8, 2019
Instrument	190002550

Lender

Name	INTEGRITY HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM CITY VA
Property Address	651 MONROE ST, SALEM, VA 24153-3954
Document Number	0000000917
Instrument Date	Mar 6, 2018
Transaction Type	Mortgage
Record Updated	Jun 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	651 MONROE ST SALEM VA 241533954, SALEM, VA 24153-3954

Mortgage

Document Number	0000000917
Date	Apr 24, 2018
Instrument	917

Lender

Name	FIRST CITIZENS NAT'L BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Salem City assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Salem City
Unified School District	Salem City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,423.00 (+38.54%)	$208,900 (+43.28%) Land $41,600 Building $167,300	$208,900 (+43.28%) Land $41,600 Building $167,300
2023	$1,749.00	$145,800 Land $27,000 Building $118,800	$145,800 Land $27,000 Building $118,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.4% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SALEM serves 24,346 people · EPA ID VA2775300
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Cox Communications, T-Mobile.

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