Winona County property record for 651 Main St, Winona, MN 55987
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 4 bd · 2 ba · 2,550 sqft · built 1896 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,784 (2026) |
| Deeds & Mortgages | Jul 2026 Transfer Jan 2024 Transfer |
| APN | 32.310.0140 |
| Primary APN | 32.310.0140 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,550 sqft Total Area |
| 1st Floor Area | 1,197 sqft |
| Basement Area | 156 sqft |
| Unfinished Basement | 156 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1896 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Multi-Family |
| Exterior Material | Vinyl |
| Fire Resistance | Fireproof Reinforced Concrete |
| Foundation Type | Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,227 sqft (0.12 acres) |
| Lot Dimensions | 105 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 288 sqft |
| Porch | Screened Porch |
| Porch Area | 156 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 651 MAIN ST |
|---|---|
| City | WINONA |
| State | MN |
| Zip | 55987-3374 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Legal Description | SECT-27 TWP-107 RANGE-007 LAKEVIEW ADDITION LOT-001 BLOCK-016 E 105' |
| Legal Range | 007 |
| Legal Township | 107 |
| Legal Section | 27 |
| Legal Subdivision | LAKEVIEW ADD |
| Legal Block | 16 |
| Legal Lot Number | 1 |
| Jurisdiction | WINONA MN |
| Township / Civil Division | WINONA |
| Census Block Group | 5 |
| Census Block | 5039 |
| Census Tract | 670500 |
651 Main St, a residential property, is owned by two individuals who acquired it in July 2026.
Source: Winona County records, as of October 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 156 WATERFORD CIR, WINONA, MN 55987-6167 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 2, 2026 | Transfer on Death Deed, Transfer LEGAL TITLE, LEGAL & TITLE |
| Jan 8, 2024 | Transfer on Death Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 1, 2026 |
| Transfer Doc | 0000667609 |
| Record Updated | Oct 29, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | WINONA MN |
| Recording Date | Jul 2, 2026 |
| Property Address | 651 MAIN ST, WINONA, MN 55987-3374 |
| Document Number | 0000667609 |
| Instrument Date | Jul 1, 2026 |
| Instrument | 2026667609 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2026 |
| Title Company | LEGAL TITLE, LEGAL & TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | WINONA MN |
| Recording Date | Jan 8, 2024 |
| Property Address | 651 MAIN ST, WINONA, MN 55987-3374 |
| Document Number | 000A652820 |
| Instrument Date | Jan 8, 2024 |
| Instrument | A652820 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
The 2026 property tax bill for 651 Main St was $3,784.
Source: Winona County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Winona County |
| Municipality | Winona City |
| Unified School District | Winona Area Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,784.00 | $274,800 (+6.47%) Land $35,900 Building $238,900 | $274,800 (+6.47%) Land $35,900 Building $238,900 |
| 2025 | $258,100 Land $35,900 Building $222,200 | $258,100 Land $35,900 Building $222,200 | |
| 2023 | $2,988.00 | $235,200 Land $33,800 Building $201,400 | $235,200 Land $33,800 Building $201,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 651 Main St; there have been 2 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1978–2007) |
| Most Recent Claim | Aug 2007 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 651 Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Winona serves 27,782 people · EPA ID MN1850013 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Radium resolved · Jul 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Hiawatha Broadband Communications Cable · Fiber in parts of the area | 1,000 / 30 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: GigFire, Verizon.
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