651 Main Ave, Duncan, NE 68634 Property Records

Platte County property record for 651 Main Ave, Duncan, NE 68634

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 991 sqft · built 1920
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$111,000 (Jun 2026)
Tax Bill	$380 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2637-00-0-20000-000-0770`

Property Details

APN / Parcel Number

Primary APN	`2637-00-0-20000-000-0770`
Alternative APN	`710014098`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	991 sqft Living Area
1st Floor Area	991 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Lot Depth	80 ft Depth
Deck Area	84 sqft
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	651 MAIN AVE
City	DUNCAN
State	NE
Zip	68634-3271
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	PARCEL IN SW CORNER SW NE 1-16-2W DUNCAN
Jurisdiction	PLATTE NE
Township / Civil Division	BUTLER
Census Block Group	3
Census Block	3100
Census Tract	965298

Owner

651 Main Ave is owned and occupied by an individual who bought it in June 2026.

Source: Platte County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	651 MAIN AVE, DUNCAN, NE 68634-3271
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2026	Warranty Deed, Transfer · FHA Mortgage FIRST NATIONAL BANK OF OMAHA
Jun 8, 2026	Deed of Trust, Mortgage · FHA Mortgage FIRST NATIONAL BANK OF OMAHA
Jun 8, 2026	Deed of Trust, Mortgage · FHA Mortgage NEBRASKA INV FINANCIAL AUTHORITY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2026 · Amount on File
Deed Sale	Jun 8, 2026 · Amount on File
Prior Sale	Jan 15, 2013
Deed Book / Page	263 / 4
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PLATTE NE
Recording Date	Jun 8, 2026
Property Address	651 MAIN AVE, DUNCAN, NE 68634-3271
Document Number	0263000004
Book / Page	263 / 4
Instrument Date	Jun 5, 2026
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	COUNTY TITLE, 10 COUNTY TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$26,009.52
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	651 MAIN AVE, DUNCAN, NE 68634-3271
Investor	Possibly a Property Investor

Mortgage

Document Number	0786000219,
Date	Jun 8, 2026
Book Page	786/219

Lender

Name	FIRST NATIONAL BANK OF OMAHA

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.23%
Max Rate	-1%

Mortgage

Document Number	0786000233,
Date	Jun 8, 2026
Book Page	786/233

Lender

Name	NEBRASKA INV FINANCIAL AUTHORITY

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	10 Months
Due	Jul 1, 2036

Interest

Rate	6.23%
Max Rate	-1%

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLATTE NE
Recording Date	Jun 8, 2026
Property Address	651 MAIN AVE, DUNCAN, NE 68634-3271
Document Number	0786000219
Book / Page	786 / 219
Instrument Date	Jun 5, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	10 CNTY TITLE, 10 COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	651 MAIN AVE, DUNCAN, NE 68634-3271
Investor	Possibly a Property Investor

Mortgage

Document Number	0786000219,
Date	Jun 8, 2026
Book Page	786/219

Lender

Name	FIRST NATIONAL BANK OF OMAHA

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLATTE NE
Recording Date	Jun 8, 2026
Property Address	651 MAIN AVE, DUNCAN, NE 68634-3271
Document Number	0786000233
Book / Page	786 / 233
Instrument Date	Jun 5, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	10 CNTY TITLE, 10 COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0786000233,
Date	Jun 8, 2026
Book Page	786/233

Lender

Name	NEBRASKA INV FINANCIAL AUTHORITY

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jul 1, 2036

Interest

Rate	6.37%
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 651 Main Ave was $380.

Source: Platte County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Nebraska
Municipality	Duncan Village
County	Platte County
County Subdivision	Butler Township
Unified School District	Columbus Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$99,415 (+198.1%) Land $3,980 Building $95,435	$99,415 (+198.1%) Land $3,980 Building $95,435
2025	$380.00	$33,350 Land $3,980 Building $29,370	$33,350 Land $3,980 Building $29,370
2023	$436.00	$28,340 Land $1,990 Building $26,350	$28,340 Land $1,990 Building $26,350

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 651 Main Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	6 (1993–2019)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Mar 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2019 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 651 Main Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 82% of Nebraska
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF DUNCAN serves 392 people · EPA ID NE3114113
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate-Nitrite resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Stealth Broadband Fiber	1,000 / 1,000
Rise Broadband Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink.

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