651 Long Rd, Ardmore, TN 38449 Property Records

Giles County property record for 651 Long Rd, Ardmore, TN 38449

Property Summary

Property Type	Rural Home
Details	2 ba · 1,959 sqft · built 2005
Lot Size	19.6 acres (856,390 sqft)
Owner	Individual Name on Record
Last Sale	$6,000 (Apr 2013)
Tax Bill	$2,087 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Nov 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`028157 02207`

Property Details

APN / Parcel Number

Primary APN	`028157 02207`
Alternative APN	`157 02207`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,959 sqft Living Area
1st Floor Area	1,959 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	856,390 sqft (19.6 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	662 sqft
Utility Building	384 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	651 LONG RD
City	ARDMORE
State	TN
Zip	38449-5321
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	DISTRICT: 09, COUNTY AREA: R01
Legal Subdivision	JAMES E SANDERS SURV
Jurisdiction	GILES TN
Township / Civil Division	1
Census Block Group	1
Census Block	1085
Census Tract	920800

Owner

Source: Giles County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	651 LONG RD, ARDMORE, TN 38449-5321
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Nov 28, 2017	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK
Nov 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage 1ST STATE BANK
Oct 25, 2018	Deed of Trust, Mortgage · Line of Credit FIRST NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2013 · Amount on Record
Deed Sale	Apr 16, 2013 · Amount on Record
Prior Sale	Jul 7, 2011 · Amount on Record
Deed Document Number	13093485
Deed Book / Page	D347 / 623
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILES TN
Property Address	651 LONG RD, ARDMORE, TN 38449-5321
Transaction Type	Mortgage
Record Updated	Jan 16, 2026
Title Company	SERVICELINK CRS, SERVICELINK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000133395
Date	Jul 19, 2021
Book Page	DT617/743
Instrument	21133395

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILES TN
Property Address	651 LONG RD, ARDMORE, TN 38449-5321
Transaction Type	Mortgage
Record Updated	Jun 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000114593
Date	Nov 28, 2017
Book Page	DT561/519
Instrument	17114593

Lender

Name	FIRST NATIONAL BANK
Type	Bank
Address	PULASKI, TN 38478

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Nov 27, 2020

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILES TN
Property Address	651 LONG RD, ARDMORE, TN 38449-5321
Transaction Type	Mortgage
Record Updated	Jun 21, 2022
Title Company	TITLE AND ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000124287
Date	Nov 22, 2019
Book Page	DT588/837
Instrument	19124287

Lender

Name	1ST STATE BANK
Type	Bank
Address	FLINT, MI 48505

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2034

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILES TN
Property Address	651 LONG RD, ARDMORE, TN 38449-5321
Document Number	0000119094
Instrument Date	Oct 25, 2018
Transaction Type	Mortgage
Record Updated	Nov 15, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000119094
Date	Oct 31, 2018
Book Page	000573/000816
Instrument	119094

Lender

Name	FIRST NAT'L BK
Type	Bank
Address	PULASKI, TN 38478

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Giles County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Giles County
Municipality	Elkton City
Unified School District	Giles County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,087.00 (+12.81%) Additional exemption filed	$74,400 (-) Land $9,675 Building $64,725
2024	$1,850.00 (+6.87%) Additional exemption filed	$74,400 (-) Land $9,675 Building $64,725
2023	$1,731.00 (+14.26%) Additional exemption filed	$74,400 (-) Land $9,675 Building $64,725
2022	$1,515.00	$74,400 Land $9,675 Building $64,725	$370,900 Land $112,000 Building $258,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH GILES UTILITY DISTRICT serves 6,985 people · EPA ID TN0000649
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
PES Energize Fiber	5,000 / 5,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Mediacom Xtream.

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