651 Lear Ter, Deltona, FL 32725 Property Records

Volusia County property record for 651 Lear Ter, Deltona, FL 32725

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,354 sqft · built 1966
Lot Size	0.21 acres (9,150 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Jan 2026)
Tax Bill	$1,797 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8130-25-15-0050`

Property Details

APN / Parcel Number

Primary APN	`8130-25-15-0050`
Alternative APNs	`31183025150050` `30183125150050` `2721812.0` `2721812`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,354 sqft Living Area
Gross Area	1,618 sqft
1st Floor Area	1,123 sqft
Utility Room	Utility Room
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1966
Effective Year Built	Effective 2021
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,150 sqft (0.21 acres)
Lot Dimensions	122 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Florida Room
Porch Area	271 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	2721812
Street Address	651 LEAR TER
City	DELTONA
State	FL
Zip	32725-7024
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01R
Legal Description	LOT 5 BLK 649 DELTONA LAKES UNIT 25 MB 27 PGS 54-57 INC PER OR 4862 PG 0481 PER OR 5700 PG 4949 PER OR 7009 PG 0182 PER OR 7090 PG 3782 PER OR 7455 PG 1217 PER OR 8801 PG 0502
Legal Range	31E
Legal Township	18S
Legal Section	30
Legal Subdivision	DELTONA LAKES
Legal Tract	25
Legal Block	649
Legal Lot Number	5
Legal Unit	25
Jurisdiction	VOLUSIA FL
Township / Civil Division	DELTONA
Census Block Group	2
Census Block	2022
Census Tract	91017

Owner

Source: Volusia County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	651 LEAR TER, DELTONA, FL 32725-7024
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2026	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Oct 4, 2017	Warranty Deed, Transfer · Conventional Mortgage IBERIABANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 8, 2026 · Amount on Record
Deed Sale	Jan 8, 2026 · Amount on Record
Prior Sale	Oct 4, 2017 · Amount on Record
Deed Document Number	20264064
Deed Book / Page	8801 / 502
Prior Transfer Date	Sep 15, 2001
Prior Transfer Doc	4779004970
Record Updated	Sep 20, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Jan 8, 2026
Property Address	651 LEAR TER, DELTONA, FL 32725-7024
Document Number	0088010502
Book / Page	8801 / 502
Map Reference	MB 27 PG 54-57
Instrument Date	Jan 6, 2026
Instrument	2026004064
Transaction Type	Transfer
Record Updated	Feb 10, 2026
Title Company	RELIANT TITLE GROUP

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1330 15TH ST, ORANGE CITY, FL 32763-3206

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	651 LEAR TER, DELTONA, FL 32725-7024

Mortgage

Document Number	0008801504
Date	Jan 8, 2026
Instrument	8801/504

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Oct 4, 2017
Property Address	651 LEAR TER, DELTONA, FL 32725-7024
Document Number	0074551217
Book / Page	7455 / 1217
Map Reference	MB27 PG54-57
Instrument Date	Sep 29, 2017
Instrument	2017-192102
Transaction Type	Transfer
Record Updated	Jan 4, 2022
Title Company	BROKERS TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$765.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2824 LEMOYNE AVE, 2824, SYRACUSE, NY 13211-1730

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	651 LEAR TER, DELTONA, FL 32725-7024

Mortgage

Document Number	2017192103
Date	Oct 4, 2017
Instrument	2017-192103

Lender

Name	IBERIABANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Deltona City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$118,491 (+2.7%)	$233,062 (-0.01%) Land $59,625 Building $173,437
2025	$1,797.00 (+4.11%) Homeowner's exemption	$115,376 (+5.99%)	$233,086 (+7.7%) Land $59,625 Building $173,461
2024	$1,726.00 (+6.54%)
2023	$1,620.00 (+1.89%) Homeowner's exemption	$108,860 (+3%)	$216,431 (+20.02%) Land $48,360 Building $168,071
2022	$1,590.00 Homeowner's exemption	$105,689	$180,336 Land $39,000 Building $141,336

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELTONA WATER serves 81,006 people · EPA ID FL3640287
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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