651 Knickerbocker Rd, Schaghticoke, NY 12154 Property Records

Rensselaer County and Schaghticoke Town property record for 651 Knickerbocker Rd, Schaghticoke, NY 12154

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,443 sqft · built 2013
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on Record
Last Sale	$389,900 (Aug 2022)
Tax Bill	$5,817 (2025)
Deeds & Mortgages	Nov 2023 Refinance Aug 2022 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`384289 10.-4-11`

Property Details

APN / Parcel Number

Primary APN	`384289 10.-4-11`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,443 sqft Living Area
1st Floor Area	1,443 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	130,680 sqft (3 acres)
Lot Width	215 ft Width
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	651 KNICKERBOCKER RD
City	SCHAGHTICOKE
State	NY
Zip	12154-3622
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Block	4
Legal Lot Number	11.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	SCHAGHTICOKE
Census Block Group	2
Census Block	2034
Census Tract	51901

Owner

Source: Rensselaer County and Schaghticoke Town records, as of May 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	651 KNICKERBOCKER RD, SCHAGHTICOKE, NY 12154-3622
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance BROADVIEW FEDERAL CREDIT UNION
Aug 17, 2022	Warranty Deed, Transfer
Oct 26, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance HOMESTEAD FUNDING CORP
Mar 2, 2021	Deed of Trust, Mortgage · Line of Credit PIONEER BANK
Jul 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMESTEAD FNDG
Feb 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage MANUFACTURERS & TRADERS TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2022 · Amount on Record
Deed Sale	Aug 17, 2022 · Amount on Record
Prior Sale	Apr 7, 2014 · Amount on Record
Deed Document Number	2022615523
Deed Book / Page	10154 / 80
Prior Transfer Date	Apr 2, 2014
Prior Transfer Doc	0071180315
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Property Address	651 KNICKERBOCKER RD, SCHAGHTICOKE, NY 12154-3622
Transaction Type	Mortgage
Record Updated	Dec 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0105370202
Date	Nov 14, 2023
Book Page	10537/202
Instrument	2023-634934

Lender

Name	BROADVIEW FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2043

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENSSELAER NY
Recording Date	Aug 17, 2022
Property Address	651 KNICKERBOCKER RD, SCHAGHTICOKE, NY 12154-3622
Document Number	0101540080
Book / Page	10154 / 80
Instrument Date	Jul 15, 2022
Instrument	2022-615523
Transaction Type	Transfer
Record Updated	Sep 13, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10605 MIDLVIEW TER, THONOTOSASSA, FL 33592-3955

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Property Address	651 KNICKERBOCKER RD, SCHAGHTICOKE, NY 12154-3622
Transaction Type	Mortgage
Record Updated	Nov 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0097980071
Date	Oct 26, 2021
Book Page	9798/71
Instrument	2021-598923

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Property Address	651 KNICKERBOCKER RD, SCHAGHTICOKE, NY 12154-3622
Transaction Type	Mortgage
Record Updated	Mar 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0094870247
Date	Mar 2, 2021
Book Page	9487/247
Instrument	2021-584289

Lender

Name	PIONEER BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Apr 1, 2046

Interest

Rate Type	Adjustable Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Property Address	651 KNICKERBOCKER RD, SCHAGHTICOKE, NY 12154-3622
Document Number	0000571702
Instrument Date	Jul 13, 2020
Transaction Type	Mortgage
Record Updated	Aug 10, 2020
Title Company	NORTHWAY ABSTRACT CORPORATION, NORTHWAY ABS CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	651 KNICKERBOCKER RD SCHAGHTICOKE NY 121543622, SCHAGHTICOKE, NY 12154-3622

Mortgage

Document Number	0000571702
Date	Jul 23, 2020
Book Page	009230/000079
Instrument	571702

Lender

Name	HOMESTEAD FNDG
Type	Funding / Finance Company
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 22, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Property Address	651 KNICKERBOCKER RD, SCHAGHTICOKE, NY 12154-3622
Document Number	0000567179
Instrument Date	Feb 25, 2020
Transaction Type	Mortgage
Record Updated	May 13, 2020
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	651 KNICKERBOCKER RD SCHAGHTICOKE NY 121543622, SCHAGHTICOKE, NY 12154-3622

Mortgage

Document Number	0000567179
Date	Apr 16, 2020
Book Page	009137/000262
Instrument	567179

Lender

Name	MANUFACTURERS & TRADERS TR
Address	SCHAGHTICOKE, NY 12154

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Rensselaer County and Schaghticoke Town assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
County Subdivision	Schaghticoke Town
Unified School District	Hoosic Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,817.00	$45,000 (-) Land $10,500 Building $34,500	$316,011 (+12.71%) Land $73,736 Building $242,275
2023		$45,000 Land $10,500 Building $34,500	$280,374 Land $65,421 Building $214,953

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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