651 Judges Rd, Newcastle, TX 76372 Property Records

Young County property record for 651 Judges Rd, Newcastle, TX 76372

Property Summary

Property Type	Rural Home
Details	1,899 sqft · built 2018
Lot Size	20 acres (874,249 sqft)
Owner	2 Individual Names on File
Last Sale	$310,000 (Mar 2017)
Tax Bill	$4,311 (2026)
Deeds & Mortgages	May 2018 Mortgage Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01746-0700-0000`

Property Details

APN / Parcel Number

Primary APN	`01746-0700-0000`
Alternative APN	`3920`

Interior

Building Area	1,899 sqft Living Area
Gross Area	5,418 sqft
1st Floor Area	1,434 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	874,249 sqft (20 acres)
Garage Type	Carport
Garage Area	667 sqft
Carport	Carport
Carport Area	667 sqft
Porch	Porch
Porch Area	352 sqft

Location & Zoning

Street Address	651 JUDGES RD
City	NEWCASTLE
State	TX
Zip	76372-3219
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	W B POPE - A-1746 - TR 10 & 14 - 16
Legal Subdivision	W B POPE SUR ABST 1746
Legal Tract	10
Legal Block	700
Jurisdiction	YOUNG TX
Township / Civil Division	NEWCASTLE
Census Block Group	1
Census Block	1045
Census Tract	950402

Owner

651 Judges Rd, a rural home, is owned and occupied by two individuals who bought it in March 2017.

Source: Young County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	651 JUDGES RD, NEWCASTLE, TX 76372-3219
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 8, 2018	Deed of Trust, Mortgage · ARM GRAHAM SAVINGS AND LOAN SSB
Mar 20, 2017	Vendor's Lien, Transfer · ARM GRAHAM SAVINGS AND LOAN SSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2017 · Amount on File
Deed Sale	Mar 20, 2017 · Amount on File
Prior Sale	Nov 21, 2016
Deed Document Number	2017755
Prior Transfer Date	Mar 15, 2017
Prior Transfer Doc	0000000755
Record Updated	Oct 29, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YOUNG TX
Property Address	651 JUDGES RD, NEWCASTLE, TX 76372-3219
Transaction Type	Mortgage
Record Updated	Dec 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018001294
Date	May 8, 2018
Instrument	18001294

Lender

Name	GRAHAM SAVINGS AND LOAN SSB
Type	Bank
Address	GRAHAM, TX 76450

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	7.45%
Type Change Date	Jun 1, 2023
Change Frequency	Annually
Min Rate At Change	7.45%
Index	Prime Rate
Max Rate	14.4%

March 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	YOUNG TX
Recording Date	Mar 20, 2017
Property Address	651 JUDGES RD, NEWCASTLE, TX 76372-3219
Document Number	17000755
Instrument Date	Mar 15, 2017
Instrument	17000755
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 261, GRAHAM, TX 76450-0261

Mortgage

Document Number	17000756
Date	Mar 20, 2017
Instrument	17000756

Lender

Name	GRAHAM SAVINGS AND LOAN SSB
Type	Bank
Special Notes	Seller Financed

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	6.87%
Type Change Date	Apr 1, 2022
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	6.87%
Index	Prime Rate
Max Rate	13.8%

Tax Assessment & Valuation

The 2026 property tax bill for 651 Judges Rd was $4,311 with a homeowner's exemption, up 95.6% from the year before.

Source: Young County assessment roll, as of January 15, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Young County
Unified School District	Newcastle Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,311.00 (+95.6%) Homeowner's exemption	$190,890 (-38.56%)	$446,220 (+1.83%) Land $140,490 Building $305,730
2025	$2,204.00 Homeowner's exemption Additional exemption filed	$310,705	$438,210 Land $145,510 Building $292,700
2023		$143,656	$395,040 Land $170,600 Building $224,440
2022	$2,464.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 651 Judges Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 651 Judges Rd is high, ranking above 85% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 81% of Texas
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT BELKNAP WSC serves 8,070 people · EPA ID TX2520007
Water Source	Purchased surface water from CITY OF GRAHAM
Last State Inspection	Apr 2025
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brazos Communications Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Judges Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures