651 Hosta Dr, Fort Mill, SC 29715 Property Records

York County property record for 651 Hosta Dr, Fort Mill, SC 29715

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,460 sqft · built 2007
Lot Size	0.212 acres (9,238 sqft)
Owner	Individual Name on Record
Last Sale	$310,000 (Jul 2019)
Tax Bill	$2,530 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Dec 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`726-12-01-126`

Property Details

APN / Parcel Number

Primary APN	`726-12-01-126`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,460 sqft Living Area
Gross Area	4,135 sqft
1st Floor Area	1,565 sqft
2nd Floor Area	1,895 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Lot Area	9,238 sqft (0.212 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	95 sqft
Patio Area	160 sqft

Location & Zoning

Street Address	651 HOSTA DR
City	FORT MILL
State	SC
Zip	29715-8776
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	LT# 153 PH II ENGLISH TRAILS
Legal Subdivision	ENGLISH TRAILS
Legal Lot Number	153
Jurisdiction	YORK SC
Township / Civil Division	FORT MILL
Census Block Group	3
Census Block	3008
Census Tract	61007

Owner

Source: York County records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	651 HOSTA DR, FORT MILL, SC 29715-8776
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Dec 22, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jan 10, 2020	Deed of Trust, Mortgage QUICKEN LNS
Jul 8, 2019	Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2019 · Amount on Record
Deed Sale	Jul 8, 2019 · Amount on Record
Prior Sale	May 2, 2007 · Amount on Record
Deed Document Number	201927225
Deed Book / Page	17640 / 352
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	651 HOSTA DR, FORT MILL, SC 29715-8776
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1943300292
Date	Jul 15, 2021
Book Page	19433/292
Instrument	2021040633

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	344 Months
Due	Mar 1, 2050

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	651 HOSTA DR, FORT MILL, SC 29715-8776
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	651 HOSTA DR, FORT MILL, SC 29715-8776

Mortgage

Document Number	2055400353
Date	Dec 22, 2022
Book Page	20554/353
Instrument	2022052209

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	478 Months
Due	Oct 1, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	651 HOSTA DR, FORT MILL, SC 29715-8776
Document Number	1802200326
Instrument Date	Jan 10, 2020
Transaction Type	Mortgage
Record Updated	Feb 7, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	651 HOSTA DR FORT MILL SC 297158776, FORT MILL, SC 29715-8776

Mortgage

Document Number	1802200326
Date	Jan 15, 2020
Book Page	018022/000326
Instrument	1985

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 14, 2050

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK SC
Recording Date	Jul 8, 2019
Property Address	651 HOSTA DR, FORT MILL, SC 29715-8776
Document Number	1764000352
Book / Page	17640 / 352
Map Reference	MB D62 PG 1
Instrument Date	Jun 28, 2019
Instrument	2019027225
Transaction Type	Transfer
Record Updated	Aug 31, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,147.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	651 HOSTA DR, FORT MILL, SC 29715-8776

Mortgage

Document Number	2019027226
Date	Jul 8, 2019
Instrument	2019027226

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,530.00 (+18.06%)	$14,409 (+15.01%) Land $2,253 Building $12,156	$479,700 (+53.15%) Land $75,000 Building $404,700
2023	$2,143.00	$12,529 Land $2,000 Building $10,529	$313,228 Land $50,000 Building $263,228

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK COUNTY EAST WD serves 30,225 people · EPA ID SC4620002
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Oct 2023
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber · Cable in parts of the area	8,000 / 8,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Spectrum, T-Mobile.

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