651 Highland Loop Rd, Kettle Falls, WA 99141 Property Records

Stevens County property record for 651 Highland Loop Rd, Kettle Falls, WA 99141

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,888 sqft · built 1977
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$247,000 (Apr 2018)
Tax Bill	$1,664 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Feb 2019 Mortgage + 1 more
APN	`1931900`

Property Details

APN / Parcel Number

Primary APN	`1931900`
Alternative APN	`35142`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,888 sqft Living Area
1st Floor Area	2,112 sqft
Basement Area	1,056 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Roof Material	Other
Lot Area	43,560 sqft (1 acres)
Garage Type	Detached
Garage Area	832 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Deck Area	Deck Area
Patio Area	500 sqft
Utility Building	280 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	35142
Street Address	651 HIGHLAND LOOP RD
City	KETTLE FALLS
State	WA
Zip	99141-9714
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 132 E2 SE4 SW4 NE4 (V 11-9-77)
Legal Range	38E
Legal Township	36N
Legal Section	23
Jurisdiction	STEVENS WA
Township / Civil Division	KETTLE FALLS
Census Block Group	3
Census Block	3132
Census Tract	950101

Owner

Source: Stevens County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	651 HIGHLAND LOOP RD, KETTLE FALLS, WA 99141-9714
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2020	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Feb 22, 2019	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS
Apr 24, 2018	Grant Deed, Transfer VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2018 · Amount on Record
Deed Sale	Apr 24, 2018 · Amount on Record
Prior Sale	Apr 3, 2015 · Amount on Record
Deed Document Number	20182686
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEVENS WA
Property Address	651 HIGHLAND LOOP RD, KETTLE FALLS, WA 99141-9714
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEVENS COUNTY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006075
Date	Aug 3, 2020
Instrument	2020 0006075

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEVENS WA
Property Address	651 HIGHLAND LOOP RD, KETTLE FALLS, WA 99141-9714
Document Number	0000001271
Instrument Date	Feb 22, 2019
Transaction Type	Mortgage
Record Updated	May 31, 2019
Title Company	STEVENS COUNTY TITLE COMPANY, STEVENS CNTY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	651 HIGHLAND LOOP RD KETTLE FALLS WA 991419714, KETTLE FALLS, WA 99141-9714

Mortgage

Document Number	0000001271
Date	Feb 28, 2019
Instrument	1271

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 27, 2049

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STEVENS WA
Recording Date	Apr 24, 2018
Property Address	651 HIGHLAND LOOP RD, KETTLE FALLS, WA 99141-9714
Document Number	0000002686
Instrument Date	Apr 23, 2018
Instrument	2686
Transaction Type	Transfer
Record Updated	Jul 23, 2018
Title Company	STEVENS COUNTY TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	651 HIGHLAND LOOP RD KETTLE FALLS WA 991419714, KETTLE FALLS, WA 99141-9714

Mortgage

Document Number	2687
Date	Apr 24, 2018
Instrument	2687

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 23, 2048

Tax Assessment & Valuation

Source: Stevens County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Stevens County
Unified School District	Colville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,664.00 (+11.01%)	$274,512 (+5.16%) Land $10,000 Building $264,512	$274,512 (+5.16%) Land $10,000 Building $264,512
2024	$1,499.00 (-0.2%)	$261,041 (+10.6%) Land $10,000 Building $251,041	$261,041 (+10.6%) Land $10,000 Building $251,041
2023	$1,502.00
2022		$236,023 Land $10,000 Building $226,023	$236,023 Land $10,000 Building $226,023

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 53% of Washington
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pogozone powered by Neubeam Fixed Wireless	300 / 40
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	200 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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