651 Harbor Rd, Brick, NJ 08724 Property Records

Ocean County and Brick Township property record for 651 Harbor Rd, Brick, NJ 08724

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,348 sqft · built 1965
Lot Size	0.264 acres (11,500 sqft)
Owner	Individual Name on Record
Tax Bill	$7,826 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`07-00984-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`07-00984-0000-00001`
Alternative APNs	`070098400001` `00518046`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,348 sqft Living Area
1st Floor Area	1,348 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	11,500 sqft (0.264 acres)
Parking Spaces	1 Parking Space
Porch	Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	00518046
Street Address	651 HARBOR RD
City	BRICK
State	NJ
Zip	08724-4759
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	.2640AC 2
Legal Subdivision	INCL
Legal Block	984
Legal Lot Number	1
Jurisdiction	OCEAN NJ
Township / Civil Division	BRICK
Census Block Group	2
Census Block	2015
Census Tract	713700

Owner

Source: Ocean County and Brick Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	651 HARBOR RD, BRICK, NJ 08724-4759
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 2016
Deed Sale	Jun 6, 2016
Deed Document Number	201653769
Prior Transfer Date	Jun 2, 2016
Prior Transfer Doc	2016053769
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	OCEAN NJ
Recording Date	Jul 16, 2026
Property Address	651 HARBOR RD, BRICK, NJ 08724-4759
Document Number	0000057112
Book / Page	20438 / 1897
Instrument Date	Jul 8, 2026
Instrument	202657112
Transaction Type	Transfer
Record Updated	Aug 5, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$60,600.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	651 HARBOR RD, BRICK, NJ 08724-4759

Mortgage

Document Number	0000057113,
Date	Jul 16, 2026
Book Page	20438/1904
Instrument	202657113

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Ocean County and Brick Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Brick Township
Unified School District	Brick Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$285,400 (-) Land $169,400 Building $116,000	$285,400 (-) Land $169,400 Building $116,000
2025	$7,826.00 (+5.08%)	$285,400 (-) Land $169,400 Building $116,000	$285,400 (-) Land $169,400 Building $116,000
2024	$7,448.00 (+6.92%)
2023		$285,400 Land $169,400 Building $116,000	$285,400 Land $169,400 Building $116,000
2022	$6,966.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 114 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	114 in force
Nearby Flood Claims	161 (1978–2020)
Claims Outside the SFHA	32 of 161
Most Recent Claim	Nov 2020 · other causes
Claims by Event	Hurricane Sandy, Nov 2012 · 117 claims Hurricane Irene, Aug 2011 · 10 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRICK TOWNSHIP MUA serves 81,829 people · EPA ID NJ1506001
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20