Cook County property record for 651 Happ Rd, Northfield, IL 60093
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,822 sqft · built 1940 |
| Lot Size | 0.517 acres (22,521 sqft) |
| Owner | Individual Name on File |
| Last Sale | $390,000 (Apr 1997) |
| Tax Bill | $9,719 (2023) |
| Deeds & Mortgages | May 2021 Line of Credit Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-13-400-043 |
| Primary APN | 04-13-400-043 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,822 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1941 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 22,521 sqft (0.517 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 651 HAPP RD |
|---|---|
| City | NORTHFIELD |
| State | IL |
| Zip | 60093-1113 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Range | 12E |
| Legal Township | 42N |
| Legal Section | 13 |
| Legal Subdivision | GENESIS BUILDERS |
| Legal Lot Number | 3 |
| Jurisdiction | COOK IL |
| Township / Civil Division | NORTHFIELD |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 801800 |
651 Happ Rd is owned and occupied by an individual who bought it in April 1997.
Source: Cook County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 651 HAPP RD, NORTHFIELD, IL 60093-1113 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 25, 2021 | Deed of Trust, Mortgage · Line of Credit SIGNATURE BANK |
| Nov 23, 2019 | Deed of Trust, Mortgage · Conventional with PMI JP MORGAN CHASE BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 9, 1997 · Amount on File |
| Deed Sale | Apr 9, 1997 · Amount on File |
| Prior Sale | Apr 7, 1997 · Amount on File |
| Deed Document Number | 1997932 |
| Prior Transfer Date | Apr 4, 1997 |
| Prior Transfer Doc | 0000000932 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 651 HAPP RD, NORTHFIELD, IL 60093-1113 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 651 HAPP RD, NORTHFIELD, IL 60093-1113 |
| Document Number | 0014506017 |
|---|---|
| Date | May 25, 2021 |
| Instrument | 2114506017 |
| Name | SIGNATURE BANK |
|---|---|
| Type | Bank |
| Address | DES PLAINES, IL 60018 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 9 Months |
| Due | Feb 17, 2022 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 651 HAPP RD, NORTHFIELD, IL 60093-1113 |
| Document Number | 1936415040 |
| Instrument Date | Nov 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | CITYWIDE TITLE CORPORATION, CITYWIDE TITLE CORP |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 651 HAPP RD NORTHFIELD IL 600931113, NORTHFIELD, IL 60093-1113 |
| Document Number | 1936415040 |
|---|---|
| Date | Dec 30, 2019 |
| Instrument | 36415040 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240-2050 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 29, 2049 |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Northfield Township |
| Municipality | Northfield Village |
| Secondary School District | New Trier Township High School District 203 (09 - 12) |
| Elementary School District | Sunset Ridge School District 29 (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $62,000 Land $28,151 Building $33,849 | $620,000 Land $281,510 Building $338,490 | |
| 2023 | $9,719.00 (-0.18%) | ||
| 2022 | $9,737.00 Homeowner's exemption | $50,993 Land $25,493 Building $25,500 | $509,930 Land $254,930 Building $255,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 651 Happ Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 43 units insured incl. 32 condo units |
| Nearby Flood Claims | 86 (1979–2020) |
| Claims Outside the SFHA | 51 of 86 |
| Most Recent Claim | Nov 2020 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 651 Happ Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHFIELD serves 5,751 people · EPA ID IL0312100 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2023 |
| Lead | 21 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead public education currently in violation since Mar 2026 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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