651 Gloria Ave, Sanger, CA 93657 Property Records

Fresno County property record for 651 Gloria Ave, Sanger, CA 93657

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,180 sqft · built 2005
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on File
Last Sale	$301,000 (Jul 2021)
Tax Bill	$4,755 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Sep 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`325-145-05`

Property Details

APN / Parcel Number

Primary APN	`325-145-05`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,180 sqft Living Area
1st Floor Area	1,180 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Frame
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Refrigeration

Location & Zoning

Street Address	651 GLORIA AVE
City	SANGER
State	CA
Zip	93657-3564
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 68 TRACT NO 5286 SEQUOIA TRACT
Legal Subdivision	TRACT NO 5286
Legal Tract	5286
Legal Lot Number	68
Jurisdiction	FRESNO CA
Township / Civil Division	SANGER
Census Block Group	2
Census Block	2011
Census Tract	6201

Owner

651 Gloria Ave is owned and occupied by two individuals who bought it in July 2021.

Source: Fresno County records, as of August 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	651 GLORIA AVE, SANGER, CA 93657-3564
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2021	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Sep 18, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Sep 18, 2018	Loan Modification, Mortgage · Conventional Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2021 · Amount on File
Deed Sale	Jul 14, 2021 · Amount on File
Prior Sale	Jul 22, 2011 · Amount on File
Deed Document Number	2021114390
Prior Transfer Date	Jul 5, 2011
Prior Transfer Doc	0000096434
Record Updated	Sep 20, 2026

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRESNO CA
Recording Date	Jul 14, 2021
Property Address	651 GLORIA AVE, SANGER, CA 93657-3564
Document Number	0000114390
Map Reference	MB 72 PG 43-46
Instrument Date	Jun 15, 2021
Instrument	2021-0114390
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	651 GLORIA AVE, SANGER, CA 93657-3564

Mortgage

Document Number	0000114391
Date	Jul 14, 2021
Instrument	2021-0114391

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	651 GLORIA AVE, SANGER, CA 93657-3564
Document Number	0000129527
Instrument Date	Sep 18, 2018
Transaction Type	Mortgage
Record Updated	Dec 26, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	651 GLORIA AVE SANGER CA 936573564, SANGER, CA 93657-3564

Mortgage

Document Number	0000129527
Date	Oct 24, 2018
Instrument	129527

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 23, 2048

September 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FRESNO CA
Property Address	651 GLORIA AVE, SANGER, CA 93657-3564
Document Number	0000130147
Instrument Date	Sep 18, 2018
Transaction Type	Mortgage
Record Updated	Nov 29, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	651 GLORIA AVE SANGER CA 936573564, SANGER, CA 93657-3564

Mortgage

Document Number	0000130147
Date	Oct 25, 2018
Instrument	130147

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 24, 2048

Interest

Rate	4.75%

Tax Assessment & Valuation

The 2025 property tax bill for 651 Gloria Ave was $4,755.

Source: Fresno County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Fresno County
Municipality	Sanger City
Unified School District	Sanger Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$325,809 (+2%) Land $75,769 Building $250,040
2025	$4,755.00	$319,422 Land $74,284 Building $245,138
2023	$4,453.00 (+3.63%)	$307,020 Land $71,400 Building $235,620
2022	$4,297.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 651 Gloria Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 651 Gloria Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANGER serves 26,357 people · EPA ID CA1010029
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks, T-Mobile, Verizon.

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