651 Gilbert Rd SE, Bolivia, NC 28422 Property Records

Brunswick County property record for 651 Gilbert Rd SE, Bolivia, NC 28422

Property Summary

Property Type	Manufactured or Modular Home
Details	4 bd · 2.5 ba · 2,888 sqft · built 1999
Lot Size	4.75 acres (206,910 sqft)
Owner	2 Individual Names on Record
Last Sale	$579,000 (Jan 2026)
Tax Bill	$1,888 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit May 2023 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1530001516`

Property Details

APN / Parcel Number

Primary APN	`1530001516`
Alternative APNs	`214003005550` `80118578`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,888 sqft Heated Area
Gross Area	5,429 sqft
1st Floor Area	1,456 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2014
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	206,910 sqft (4.75 acres)
Garage Type	Mixed
Garage Area	988 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80118578
Street Address	651 GILBERT RD SE
City	BOLIVIA
State	NC
Zip	28422-8757
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	RR
Legal Description	TR-1 4.75 ACRES PLAT 71/81 OFF SR 1501
Legal Tract	1
Jurisdiction	BRUNSWICK NC
Township / Civil Division	LOCKWOODS FOLLY
Census Block Group	1
Census Block	1003
Census Tract	20603

Owner

Source: Brunswick County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	295 W 11TH ST, I, NEW YORK, NY 10014-2444
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2023	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
May 5, 2023	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
May 22, 2025	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jan 27, 2026	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Oct 26, 2021	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Apr 17, 2018	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2026 · Amount on Record
Deed Sale	Jan 27, 2026 · Amount on Record
Prior Sale	Oct 26, 2021
Deed Book / Page	5494 / 539
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRUNSWICK NC
Property Address	651 GILBERT RD SE, BOLIVIA, NC 28422-8757
Transaction Type	Mortgage
Record Updated	Feb 10, 2026
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050290156
Date	Jun 14, 2023
Book Page	5029/156

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRUNSWICK NC
Property Address	651 GILBERT RD SE, BOLIVIA, NC 28422-8757
Transaction Type	Mortgage
Record Updated	Feb 10, 2026
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050100043
Date	May 5, 2023
Book Page	5010/43

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	SOUTHPORT, NC 28461

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRUNSWICK NC
Property Address	651 GILBERT RD SE, BOLIVIA, NC 28422-8757
Transaction Type	Mortgage
Record Updated	Feb 10, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	651 GILBERT RD SE, BOLIVIA, NC 28422-8757

Mortgage

Document Number	0053570557
Date	May 22, 2025
Book Page	5357/557

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	318 Months
Due	Nov 1, 2051

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Jan 27, 2026
Property Address	651 GILBERT RD SE, BOLIVIA, NC 28422-8757
Document Number	0054940539
Book / Page	5494 / 539
Map Reference	MB 71 PG 81
Instrument Date	Jan 22, 2026
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,158.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	651 GILBERT RD SE, BOLIVIA, NC 28422-8757

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	295 W 11TH ST # IJ, IJ, NEW YORK, NY 10014-2444

Mortgage

Document Number	0005494542
Date	Jan 27, 2026
Instrument	5494/542

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Oct 26, 2021
Property Address	651 GILBERT RD SE, BOLIVIA, NC 28422-8757
Document Number	0047320970
Book / Page	4732 / 970
Map Reference	MB 71 PG 81
Instrument Date	Oct 22, 2021
Transaction Type	Transfer
Record Updated	Mar 11, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	118 FORT CHARLES DR NW, 118, SUPPLY, NC 28462-3545

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	651 GILBERT RD SE, BOLIVIA, NC 28422-8757

Mortgage

Document Number	0004732973
Date	Oct 26, 2021
Instrument	4732/973

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Apr 17, 2018
Property Address	651 GILBERT RD SE, BOLIVIA, NC 28422-8757
Document Number	0040421231
Book / Page	4042 / 1231
Map Reference	MB 71 PG 81
Instrument Date	Apr 9, 2018
Transaction Type	Transfer
Record Updated	Aug 27, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$555.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10248 MARINERS COVE CT, 10248, BELVILLE, NC 28451-7444

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	651 GILBERT RD SE, BOLIVIA, NC 28422-8757

Mortgage

Document Number	40421235
Date	Apr 17, 2018
Instrument	4042/1235

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Min Rate At Change	2%
Max Rate At Change	6%
Index	5-Year CMT
Max Rate	6%

Tax Assessment & Valuation

Source: Brunswick County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Brunswick County
Unified School District	Brunswick County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$434,970 (-) Land $46,430 Building $388,540	$434,970 (-) Land $46,430 Building $388,540
2025	$1,888.00 (+0.05%)	$434,970 (-) Land $46,430 Building $388,540	$434,970 (-) Land $46,430 Building $388,540
2024	$1,887.00
2023		$434,970 Land $46,430 Building $388,540	$434,970 Land $46,430 Building $388,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 124 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	124 in force
Nearby Flood Claims	29 (1987–2024)
Claims Outside the SFHA	19 of 29
Most Recent Claim	Sep 2024 · Potential Tropical Cyclone Eight
Claims by Event	Potential Tropical Cyclone Eight, Sep 2024 · 10 claims Hurricane Florence, Sep 2018 · 11 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 83% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRUNSWICK COUNTY WATER SYSTEM serves 151,357 people · EPA ID NC0410045
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Focus Broadband Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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