651 Frontier Trl, Rockwall, TX 75032 Property Records

Rockwall County property record for 651 Frontier Trl, Rockwall, TX 75032

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,014 sqft · built 2007
Lot Size	3.35 acres (145,926 sqft)
Owner	2 Individual Names on Record
Last Sale	$495,000 (Sep 2013)
Tax Bill	$9,028 (2025)
Deeds & Mortgages	May 2026 Line of Credit Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`372000000024000R`

Property Details

APN / Parcel Number

Primary APN	`372000000024000R`
Alternative APNs	`R16647` `16647`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,014 sqft Living Area
Gross Area	5,128 sqft
1st Floor Area	4,014 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	145,926 sqft
Garage Type	Attached
Garage Area	911 sqft
Parking Spaces	4 Parking Spaces
Porch	Covered Porch
Porch Area	336 sqft
Patio Area	425 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	651 FRONTIER TRL
City	ROCKWALL
State	TX
Zip	75032-2699
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FRONTIER MEADOWS, LOT 24, ACRES 3.35
Legal Subdivision	FRONTIER MEADOWS
Legal Tract	24
Legal Lot Number	24
Jurisdiction	ROCKWALL TX
Township / Civil Division	SOUTH ROCKWALL
Census Block Group	1
Census Block	1014
Census Tract	40509

Owner

Source: Rockwall County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	651 FRONTIER TRL, ROCKWALL, TX 75032-2699
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2026	Deed of Trust, Mortgage · Line of Credit TEXANS CREDIT UNION
Apr 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2013 · Amount on Record
Deed Sale	Sep 4, 2013 · Amount on Record
Prior Sale	Jan 4, 2011 · Amount on Record
Deed Document Number	2013495951
Deed Book / Page	7378 / 119
Prior Transfer Date	Aug 28, 2013
Prior Transfer Doc	0000495951
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Recording Date	May 1, 2026
Property Address	651 FRONTIER TRL, ROCKWALL, TX 75032-2699
Document Number	0000008212
Instrument Date	Apr 23, 2026
Instrument	20268212
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	651 FRONTIER TRL, ROCKWALL, TX 75032-2699

Mortgage

Document Number	0000008212,
Date	May 1, 2026
Instrument	20268212

Lender

Name	TEXANS CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 15, 2046

Interest

Rate	6.38%
Max Rate	-1%

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	651 FRONTIER TRL, ROCKWALL, TX 75032-2699
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007293
Date	Apr 26, 2017
Instrument	20170000007293

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2032

Tax Assessment & Valuation

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rockwall County
Municipality	McLendon-Chisholm City
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$820,715 (+1%)	$1,052,477 (-2.69%) Land $335,000 Building $717,477
2025	$9,028.00 (+9.11%) Homeowner's exemption	$746,105 (-26.17%)	$1,081,603 (+7.02%) Land $335,000 Building $746,603
2024	$8,274.00 (+9.42%)
2023	$7,562.00 (-13.18%) Homeowner's exemption	$1,010,614 Land $308,736 Building $701,878	$1,010,614 Land $308,736 Building $701,878
2021	$8,710.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	R C H WSC serves 9,204 people · EPA ID TX1990012
Water Source	Purchased surface water from CITY OF ROCKWALL
Last State Inspection	Jul 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35
Nextlink Fixed Wireless	500 / 100
Peoples Communications Fixed Wireless	300 / 60
Verizon Fixed Wireless	300 / 20
Wi-Five Broadband Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Hotwire Communications.

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