651 E Wilson St, Oconomowoc, WI 53066 Property Records

Waukesha County property record for 651 E Wilson St, Oconomowoc, WI 53066

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,082 sqft
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$184,000 (Jul 2020)
Tax Bill	$2,691 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`OCOC-0561-417`

Property Details

APN / Parcel Number

Primary APN	`OCOC-0561-417`

Exterior

Lot Area	10,454 sqft (0.24 acres)

Location & Zoning

Street Address	651 E WILSON ST
City	OCONOMOWOC
State	WI
Zip	53066-2905
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT W1/2 NE1/4 SEC 33 T8N R17E; COM NW CRNR NE1/4 SEC 33; S4447E 46.7 FT TO INTRSEC S SIDE LISBON RD & E SIDE OAKWOOD AVE; S025E 934 FT ALNG E SIDE OAKWOOD AVE; N8935E 120 FT; S025E 652.1 FT S SIDE WILSON ST; N8841E 352 FT TO BGN; N8841E 88 FT; S025E
Legal Range	17E
Legal Township	8N
Legal Section	33
Legal Subdivision	OAKWOOD
Legal Block	17
Legal Lot Number	28
Jurisdiction	WAUKESHA WI
Township / Civil Division	OCONOMOWOC
Census Block Group	3
Census Block	3030
Census Tract	204301

Owner

Source: Waukesha County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	651 E WILSON ST, OCONOMOWOC, WI 53066-2905
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2020	Warranty Deed, Transfer · Conventional with PMI LANDMARK CU
Jun 30, 2017	Warranty Deed, Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2020 · Amount on Record
Deed Sale	Jul 23, 2020 · Amount on Record
Prior Sale	Jun 30, 2017 · Amount on Record
Deed Document Number	20204495088
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAUKESHA WI
Recording Date	Jul 23, 2020
Property Address	651 E WILSON ST, OCONOMOWOC, WI 53066-2905
Document Number	0004495088
Instrument Date	Jul 6, 2020
Instrument	4495088
Transaction Type	Transfer
Record Updated	Aug 20, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$552.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	651 E WILSON ST OCONOMOWOC WI 530662905, OCONOMOWOC, WI 53066-2905

Mortgage

Document Number	4495089
Date	Jul 23, 2020
Instrument	4495089

Lender

Name	LANDMARK CU
Type	Credit Union
Address	NEW BERLIN, WI 53151

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 22, 2050

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAUKESHA WI
Recording Date	Jun 30, 2017
Property Address	651 E WILSON ST, OCONOMOWOC, WI 53066-2905
Document Number	0004285869
Instrument Date	Jun 30, 2017
Instrument	4285869
Transaction Type	Transfer
Record Updated	Jun 17, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$447.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	651 E WILSON ST, OCONOMOWOC, WI 53066-2905

Mortgage

Document Number	0004285870
Date	Jun 30, 2017
Instrument	4285870

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Waukesha County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Waukesha County
Municipality	Oconomowoc City
Unified School District	Oconomowoc Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,691.00 (+11.47%)	$259,900 (+19.22%) Land $75,500 Building $184,400	$263,700 (+15.91%)
2023	$2,414.00 Homeowner's exemption	$218,000 Land $75,600 Building $142,400	$227,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 19, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCONOMOWOC WATERWORKS serves 15,805 people · EPA ID WI2680227
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 50
Bertram Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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