651 E Prairie Ave, Des Plaines, IL 60016 Property Records

Cook County property record for 651 E Prairie Ave, Des Plaines, IL 60016

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 3,126 sqft · built 2019
Lot Size0.233 acres (10,152 sqft)
Owner2 Individual Names on File
Last Sale$828,000 (Aug 2024)
Tax Bill$19,247 (2023)
Deeds & MortgagesFeb 2026 Mortgage
Aug 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN09-18-409-004

Property Details

APN / Parcel Number

Primary APN09-18-409-004
Alternative APN
  • 09-18-409-004-0000

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area3,126 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialWood
Construction TypeFrame
Roof MaterialAsphalt
Lot Area10,152 sqft (0.233 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address651 E PRAIRIE AVE
CityDES PLAINES
StateIL
Zip60016-3122
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBLK 41 IN DES PLAINES MANOR TRACT # 3 SE4 SEC18 T41N R12E 3P
Legal Range12E
Legal Township41N
Legal Section18
Legal SubdivisionDES PLAINES MANOR TR 03
Legal Block41
JurisdictionCOOK IL
Township / Civil DivisionMAINE
Census Block Group6
Census Block6004
Census Tract806300

Owner

Source: Cook County assessment roll, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address651 E PRAIRIE AVE, DES PLAINES, IL 60016-3122
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Feb 23, 2026Deed of Trust, Mortgage · Conventional Mortgage
HOME FUNDING CORP
Aug 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC
Feb 20, 2019Deed of Trust, Mortgage
US BK
Dec 7, 2017Warranty Deed, Transfer
CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 2, 2024 · Amount on Record
Deed SaleAug 2, 2024 · Amount on Record
Prior SaleDec 7, 2017 · Amount on Record
Deed Document Number202423131
Prior Transfer DateJan 26, 2011
Prior Transfer Doc0000055011
Record UpdatedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address651 E PRAIRIE AVE, DES PLAINES, IL 60016-3122
Transaction TypeMortgage
Record UpdatedMar 11, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address651 E PRAIRIE AVE, DES PLAINES, IL 60016-3122

Mortgage

Document Number0005411002
DateFeb 23, 2026
Instrument2605411002
Lender
NameHOME FUNDING CORP
TypeMortgage Company
AddressALBANY, NY 12205
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2056
Interest
Rate TypeFixed Rate
Rate5.62%

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address651 E PRAIRIE AVE, DES PLAINES, IL 60016-3122
Transaction TypeMortgage
Record UpdatedSep 1, 2021
Title CompanyRAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0023104189
DateAug 19, 2021
Instrument2123104189
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051
Interest
Rate3.37%

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address651 E PRAIRIE AVE, DES PLAINES, IL 60016-3122
Document Number1905255182
Instrument DateFeb 20, 2019
Transaction TypeMortgage
Record UpdatedMar 1, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address651 E PRAIRIE AVE DES PLAINES IL 600163122, DES PLAINES, IL 60016-3122

Mortgage

Document Number1905255182
DateFeb 21, 2019
Instrument5255182
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
AmountAmount Recorded
Term360 Months
DueFeb 20, 2049

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateDec 7, 2017
Property Address651 E PRAIRIE AVE, DES PLAINES, IL 60016-3122
Document Number1734146194
Instrument DateDec 2, 2017
Instrument34146194
Transaction TypeTransfer
Record UpdatedJan 3, 2018
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$155.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address544 S 4TH AVE DES PLAINES IL 600163205, DES PLAINES, IL 60016-3205

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionMaine Township
MunicipalityDes Plaines City
Elementary School DistrictDes Plaines Community Consolidated School District 62 (PK - 08)
Secondary School DistrictMaine Township High School District 207 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$82,000 (+12.33%) Land $9,137 Building $72,863$820,000 (+12.33%) Land $91,370 Building $728,630
2023$19,247.00 (+2.47%)
2022$18,783.00$73,000 Land $7,614 Building $65,386$730,000 Land $76,140 Building $653,860

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDES PLAINES
serves 60,675 people · EPA ID IL0310630
Water SourcePurchased surface water from several systems
Last State InspectionJan 2026
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 716 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Radiate Holdings
Cable
1,500 / 50
T-Mobile USA
Fixed Wireless
100 / 20

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