651 E North Ave, Bonifay, FL 32425 Property Records

Holmes County property record for 651 E North Ave, Bonifay, FL 32425

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,761 sqft · built 1984
Lot Size	0.606 acres (26,397 sqft)
Owner	Individual Name on Record
Last Sale	$299,900 (Apr 2026)
Tax Bill	$2,475 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0531.01-003-00B-001.000`

Property Details

APN / Parcel Number

Primary APN	`0531.01-003-00B-001.000`
Alternative APN	`0531.10003000B0001.000`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,761 sqft Living Area
Gross Area	2,590 sqft
1st Floor Area	1,761 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	26,397 sqft (0.606 acres)
Lot Dimensions	151 ft deep x 175 ft wide
Utility Building	200 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central

Location & Zoning

Street Address	651 E NORTH AVE
City	BONIFAY
State	FL
Zip	32425-4255
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BLK B WILDWOOD PARK EST OR 124/728 WD-OR353/919 PR-OR400/795 WD-OR419/426 WD-OR628/650
Legal Range	14W
Legal Township	05S
Legal Section	31
Legal Subdivision	1-00
Legal Block	B
Legal Lot Number	1
Jurisdiction	HOLMES FL
Township / Civil Division	BONIFAY
Census Block Group	1
Census Block	1046
Census Tract	960402

Owner

Source: Holmes County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 205, BONIFAY, FL 32425-0205
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Warranty Deed, Transfer · FHA Mortgage MORTGAGE MORTGAGE
Apr 30, 2026	Warranty Deed, Transfer · FHA Mortgage US HOME MORTGAGE
Aug 24, 2021	Warranty Deed, Transfer · VA Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2026 · Amount on Record
Deed Sale	Apr 30, 2026 · Amount on Record
Prior Sale	Aug 24, 2021 · Amount on Record
Deed Document Number	20261646
Deed Book / Page	711 / 520
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOLMES FL
Recording Date	Apr 30, 2026
Property Address	651 E NORTH AVE, BONIFAY, FL 32425-4255
Document Number	0007110520
Book / Page	711 / 520
Instrument Date	Apr 30, 2026
Instrument	20261646
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	PANHANDLE LAND TITLE LLC, PANHANDLE LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$212,029.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001647,
Date	Apr 30, 2026
Instrument	20261647

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOLMES FL
Recording Date	Apr 30, 2026
Property Address	651 E NORTH AVE, BONIFAY, FL 32425-4255
Document Number	0000001646
Book / Page	711 / 520
Instrument Date	Apr 30, 2026
Instrument	2026.1646
Transaction Type	Transfer
Record Updated	May 22, 2026
Title Company	PANHANDLE LAND TITLE LLC, PANHANDLE LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$212,029.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001647,
Date	Apr 30, 2026
Instrument	2026..1647

Lender

Name	US HOME MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOLMES FL
Recording Date	Aug 24, 2021
Property Address	651 E NORTH AVE, BONIFAY, FL 32425-4255
Document Number	0006280650
Book / Page	628 / 650
Map Reference	MB 2 PG 15
Instrument Date	Aug 24, 2021
Instrument	202130003623
Transaction Type	Transfer
Record Updated	Sep 13, 2021
Title Company	PANHANDLE LAND TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,375.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	803 N WAUKESHA ST, 803, BONIFAY, FL 32425-1833

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 173, BONIFAY, FL 32425-0173

Mortgage

Document Number	628652
Date	Aug 24, 2021
Instrument	628/652

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Holmes County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Holmes County
Municipality	Bonifay City
Unified School District	Holmes County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,475.00 (+7.19%) Homeowner's exemption	$179,837 (+2.9%)	$222,294 (+22.99%) Land $13,668 Building $208,626
2024	$2,309.00 (+2.53%) Homeowner's exemption	$174,769 (+3%)	$180,747 (+6.52%) Land $10,938 Building $169,809
2023	$2,252.00 (+12.15%) Homeowner's exemption	$169,679 (-2.9%) Land $8,750 Building $160,929	$169,679 (-2.9%) Land $8,750 Building $160,929
2022	$2,008.00 Homeowner's exemption	$174,749 Land $8,750 Building $165,999	$174,749 Land $8,750 Building $165,999

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BONIFAY, CITY OF W/S serves 2,759 people · EPA ID FL1300083
Water Source	Groundwater
Last State Inspection	May 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
CenturyLink DSL	10 / 1

May also be available: AT&T, Mediacom Xtream.

Cell Coverage

5G (outdoors only) and 4G LTE

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