651 E Main St, North Adams, MA 01247 Property Records

Berkshire County and North Adams City property record for 651 E Main St, North Adams, MA 01247

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 936 sqft · built 1940
Lot Size	0.253 acres (11,020 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Sep 2026)
Tax Bill	$3,547 (2026)
Deeds & Mortgages	Sep 2026 Sale Jan 2022 Sale & Mortgage + 1 more
APN	`NADA M:122 B:0000 L:38`

Property Details

APN / Parcel Number

Primary APN	`NADA M:122 B:0000 L:38`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	936 sqft Living Area
Gross Area	2,083 sqft
1st Floor Area	1,088 sqft
Basement Area	936 sqft
Unfinished Basement	936 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,020 sqft (0.253 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	651 E MAIN ST
City	NORTH ADAMS
State	MA
Zip	01247
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	38
Jurisdiction	NORTH ADAMS MA
Township / Civil Division	NORTH ADAMS
Census Block Group	1
Census Block	1009
Census Tract	921300

Owner

Source: Berkshire County and North Adams City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	651 E MAIN ST, NORTH ADAMS, MA 01247
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2026	Quit Claim Deed, Transfer
Jan 20, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage ADAMS BANK & TRUST
Aug 29, 2018	Quit Claim Deed, Transfer LEE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2026 · Amount on Record
Deed Sale	Sep 4, 2026 · Amount on Record
Prior Sale	Jan 20, 2022 · Amount on Record
Deed Document Number	20265213
Deed Book / Page	1929 / 206
Prior Transfer Date	Sep 2, 2026
Prior Transfer Doc	0000005213
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTH ADAMS MA
Recording Date	Sep 4, 2026
Property Address	651 E MAIN ST, NORTH ADAMS, MA 01247
Document Number	0000005213
Book / Page	1929 / 206
Instrument Date	Sep 2, 2026
Instrument	20265213
Transaction Type	Transfer
Record Updated	Sep 23, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTH ADAMS MA
Recording Date	Jan 20, 2022
Property Address	651 E MAIN ST, NORTH ADAMS, MA 01247
Document Number	001779-292
Book / Page	1779 / 292
Instrument Date	Jan 20, 2022
Instrument	432
Transaction Type	Transfer
Record Updated	Feb 4, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	651 E MAIN ST, NORTH ADAMS, MA 01247

Mortgage

Document Number	0000000433
Date	Jan 20, 2022
Instrument	433

Lender

Name	ADAMS BANK & TRUST
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Feb 1, 2029
Max Rate At Change	2.75%
Index	3-Year CMT

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTH ADAMS MA
Recording Date	Aug 29, 2018
Property Address	651 E MAIN ST, NORTH ADAMS, MA 01247
Document Number	1663-190
Book / Page	1663 / 190
Instrument	5050
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$24.61
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	16630194
Date	Aug 29, 2018
Instrument	01663/0194

Lender

Name	LEE BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 29, 2048

Tax Assessment & Valuation

Source: Berkshire County and North Adams City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Berkshire County
Municipality	North Adams City
Unified School District	North Adams School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,547.00 (+2.6%)	$222,100 (+7.35%) Land $37,300 Building $184,800	$233,154
2025	$3,457.00 (+2.37%)	$206,900 (+8.27%) Land $33,900 Building $173,000
2023	$3,377.00	$191,100 Land $31,000 Building $160,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2011)
Most Recent Claim	Aug 2011 · Tropical Storm Irene
Claims by Event	Tropical Storm Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH ADAMS WATER DEPT serves 13,000 people · EPA ID MA1209000
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2014
Treatment and Procedure	No certified operator Mar 2017
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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