651 E Main St, Ellsworth, WI 54011 Property Records

Pierce County property record for 651 E Main St, Ellsworth, WI 54011

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · built 1950
Lot Size	0.241 acres (10,534 sqft)
Owner	Company Name on File
Last Sale	$238,500 (Jul 2023)
Tax Bill	$3,050 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jul 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`121-1086-600`

Property Details

APN / Parcel Number

Primary APN	`121-1086-600`
Alternative APNs	`121226171743P050050000` `121-01086-0600`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	10,534 sqft (0.241 acres)

Location & Zoning

Street Address	651 E MAIN ST
City	ELLSWORTH
State	WI
Zip	54011-9149
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTH 211 FT OF OUTLOT 50 ASSESSORS PLAT SUBJ TO DRIVEWAY AGREEMENT DOC# 566695
Legal Range	17W
Legal Township	26N
Legal Section	17
Legal Subdivision	P050050000
Legal Lot Number	50
Jurisdiction	PIERCE WI
Township / Civil Division	ELLSWORTH
Census Block Group	1
Census Block	1005
Census Tract	960700

Owner

651 E Main St is owned by a company that bought it in July 2023 and is owner-occupied.

Source: Pierce County records, as of May 27, 2026

Owner of Record	Company Name on File
Mailing Address	651 E MAIN ST, ELLSWORTH, WI 54011-9149
Occupancy	Owner Occupied
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2025	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCING CORP
Jul 14, 2023	Warranty Deed, Transfer · Conventional Mortgage WATESTONE MORTGAGE CORP
Dec 12, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE
Mar 12, 2020	Warranty Deed, Transfer · Conventional Mortgage MERCHANTS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2023 · Amount on File
Deed Sale	Jul 14, 2023 · Amount on File
Prior Sale	Mar 12, 2020 · Amount on File
Deed Document Number	2023617237
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WI
Property Address	651 E MAIN ST, ELLSWORTH, WI 54011-9149
Transaction Type	Mortgage
Record Updated	Nov 12, 2025
Title Company	UNKNOWN, WF

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000629549
Date	Oct 16, 2025
Instrument	629549

Lender

Name	AMERICAN FINANCING CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Nov 1, 2050

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WI
Recording Date	Jul 14, 2023
Property Address	651 E MAIN ST, ELLSWORTH, WI 54011-9149
Document Number	0000617237
Instrument Date	Jul 14, 2023
Instrument	617237
Transaction Type	Transfer
Record Updated	Aug 9, 2023
Title Company	NOT AVAILABLE, PIERCE COUNTY ABSTRACT & TIT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$715.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000617238
Date	Jul 14, 2023
Instrument	617238

Lender

Name	WATESTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WI
Property Address	651 E MAIN ST, ELLSWORTH, WI 54011-9149
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000589627
Date	Dec 12, 2019
Instrument	589627

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	324 Months
Due	Jun 1, 2046

Interest

Rate Type	Fixed Rate

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WI
Recording Date	Mar 12, 2020
Property Address	651 E MAIN ST, ELLSWORTH, WI 54011-9149
Document Number	0000591393
Instrument Date	Mar 11, 2020
Instrument	591393
Transaction Type	Transfer
Record Updated	Jan 25, 2022
Title Company	LAND TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$429.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000591394
Date	Mar 12, 2020
Instrument	591394

Lender

Name	MERCHANTS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 651 E Main St was $3,050 with a homeowner's exemption.

Source: Pierce County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Pierce County
Municipality	Ellsworth Village
Unified School District	Ellsworth Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,050.00 Homeowner's exemption	$177,900 Land $28,200 Building $149,700	$221,400 Land $35,095 Building $186,305
2023	$2,909.00 (+3.97%) Homeowner's exemption	$165,100 (-) Land $28,200 Building $136,900	$167,724 (%) Land $28,648 Building $139,076
2022	$2,798.00 Homeowner's exemption	$165,100 Land $28,200 Building $136,900	$167,725 Land $28,648 Building $139,077

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 651 E Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 29, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 651 E Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELLSWORTH WATERWORKS serves 3,304 people · EPA ID WI6480239
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
T-Mobile Fixed Wireless	100 / 20

May also be available: Hiawatha Broadband Communications, Swiftcurrent Connect, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Main St

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