651 E Hartford St, Apt 5A, Hernando, FL 34442 Property Records

Citrus County property record for 651 E Hartford St, Apt 5A, Hernando, FL 34442

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 990 sqft · built 1988
Lot Size	0.016 acres (715 sqft)
Owner	2 Individual Names on Record
Last Sale	$85,900 (Aug 2019)
Tax Bill	$700 (2025)
Deeds & Mortgages	Dec 2023 Transfer Jul 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`19E-18S-18-0110-0026M-005A`

Property Details

APN / Parcel Number

Primary APN	`19E-18S-18-0110-0026M-005A`
Alternative APNs	`1818S19E01100026M005A` `2545917`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Units	11 Units
Stories	1 Story
Building Area	990 sqft Living Area
Gross Area	1,146 sqft
1st Floor Area	990 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1993
Architectural Style	Condo/Apartment
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	715 sqft (0.016 acres)
Garage Type	Carport
Garage Area	260 sqft
Carport	Carport
Carport Area	260 sqft
Porch	Finished/Screened Porch
Porch Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2545917
Street Address	651 E HARTFORD ST, 5A
City	HERNANDO
State	FL
Zip	34442-8226
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PDR
Legal Description	GREENBRIAR TWO CONDO DECL IN OR BK 687 PG 1199 PHASE XIII UNIT 5A BLDG 34
Legal Range	19E
Legal Township	18S
Legal Section	30
Legal Subdivision	CITRUS HILLS 1ST ADD (PB9-73)
Legal Phase	X3
Legal Block	26M
Legal Lot Number	5A
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	3
Census Block	3006
Census Tract	450703

Owner

Source: Citrus County records, as of March 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1210 W SKYVIEW LANDINGS DR, HERNANDO, FL 34442-6358
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jul 30, 2019	Deed of Trust, Transfer · Conventional Mortgage NATIONS RELIABLE LNDG
Mar 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BK&TR
Oct 25, 2018	Warranty Deed, Transfer
Oct 20, 2017	Warranty Deed, Transfer LAND TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2019 · Amount on Record
Deed Sale	Aug 7, 2019 · Amount on Record
Prior Sale	Oct 25, 2018 · Amount on Record
Deed Document Number	201941225
Deed Book / Page	2996 / 230
Prior Transfer Date	Sep 15, 2004
Prior Transfer Doc	0017650554
Record Updated	Jun 8, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CITRUS FL
Recording Date	Dec 19, 2023
Property Address	651 E HARTFORD ST APT 5A, 5A, HERNANDO, FL 34442-8226
Document Number	0034322019
Book / Page	3432 / 2019
Map Reference	MB 687 PG 1199
Instrument Date	Dec 19, 2023
Instrument	2023072782
Transaction Type	Transfer
Record Updated	Jan 9, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1210 W SKYVIEW LANDINGS DR, HERNANDO, FL 34442-6358

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1210 W SKYVIEW LANDINGS DR, HERNANDO, FL 34442-6358

July 2019: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	651 E HARTFORD ST APT 5A, 5A, HERNANDO, FL 34442-8226
Document Number	0029960231
Instrument Date	Jul 30, 2019
Transaction Type	Transfer
Record Updated	Aug 30, 2019
Title Company	OTHER

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 INDEPENDENCE HWY INVERNESS FL 344533744, INVERNESS, FL 34453-3744

Mortgage

Document Number	0029960231
Date	Aug 7, 2019
Book Page	002996/000231
Instrument	41226

Lender

Name	NATIONS RELIABLE LNDG
Address	HOUSTON, TX 77027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 6, 2049

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	651 E HARTFORD ST APT 5A, 5A, HERNANDO, FL 34442-8226
Document Number	0029691923
Instrument Date	Mar 25, 2019
Transaction Type	Mortgage
Record Updated	May 3, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	651 E HARTFORD ST #5A HERNANDO FL 344428226, 5A, HERNANDO, FL 34442-8226

Mortgage

Document Number	0029691923
Date	Apr 17, 2019
Book Page	002969/001923
Instrument	19333

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Apr 16, 2044

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Oct 25, 2018
Property Address	651 E HARTFORD ST APT 5A, 5A, HERNANDO, FL 34442-8226
Document Number	0029350872
Book / Page	002935 / 000872
Instrument Date	Oct 25, 2018
Instrument	53953
Transaction Type	Transfer
Record Updated	Nov 16, 2018

Transaction

Amount	Amount Recorded
Tax	$518.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	651 E HARTFORD ST HERNANDO FL 344428261, HERNANDO, FL 34442-8261

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Oct 20, 2017
Property Address	651 E HARTFORD ST APT 5A, 5A, HERNANDO, FL 34442-8226
Document Number	0028590293
Book / Page	002859 / 000293
Instrument Date	Oct 10, 2017
Instrument	48079
Transaction Type	Transfer
Record Updated	Nov 7, 2017
Title Company	LAND TITLE

Transaction

Amount	Amount Recorded
Tax	$455.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	651 E HARTFORD ST #5A HERNANDO FL 344428226, 5A, HERNANDO, FL 34442-8226

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$700.00 (-0.14%)	$81,269 (-43.39%)	$120,780 (-15.86%) Building $120,780
2024	$701.00 (+4.16%) Homeowner's exemption Additional exemption filed	$143,550 (+20.83%) Building $143,550	$143,550 (+20.83%) Building $143,550
2023	$673.00 (+6.15%) Homeowner's exemption Additional exemption filed	$118,800 (+15.38%) Building $118,800	$118,800 (+15.38%) Building $118,800
2022	$634.00 Homeowner's exemption Additional exemption filed	$102,960 Building $102,960	$102,960 Building $102,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITRUS CO UTL/CHARLES A. BLACK serves 29,218 people · EPA ID FL6094948
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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