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651 E Coast Dr, Atlantic Beach, FL 32233 Property Records

Duval County property record for 651 E Coast Dr, Atlantic Beach, FL 32233

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,052 sqft · built 1950
Lot Size0.227 acres (9,879 sqft)
Owner2 Individual Names on Record
Last Sale$120,000 (Feb 2002)
Tax Bill$19,802 (2025)
Deeds & MortgagesMar 2026 Line of Credit
Jan 2025 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN172564-0000

Property Details

APN / Parcel Number

Primary APN172564-0000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,052 sqft Living Area
Gross Area1,367 sqft
1st Floor Area768 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Exterior MaterialWood Siding
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area9,879 sqft (0.227 acres)
Lot Dimensions100 ft deep x 100 ft wide
Garage TypeDetached
Garage Area315 sqft
Parking Spaces1 Parking Space
Patio Area140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address651 E COAST DR
CityATLANTIC BEACH
StateFL
Zip32233-5333
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeARS-2
Legal Description15-34 16-2S-29E ATLANTIC BEACH TERR S/D PT OF LOTS 44,45
Legal Range29E
Legal Township02S
Legal Section16
Legal SubdivisionATLANTIC BEACH TERRACE
Legal Lot Number44,45
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE BEACHES
Census Block Group1
Census Block1014
Census Tract13905

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address651 E COAST DR, ATLANTIC BEACH, FL 32233-5333
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Mar 17, 2026Deed of Trust, Mortgage · Line of Credit
COMMUNITY FIRST CREDIT UNION OF FLORIDA
Jan 9, 2025Intrafamily Transfer, Transfer
Sep 20, 2021Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Sep 20, 2021Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 8, 2002 · Amount on Record
Deed SaleFeb 8, 2002 · Amount on Record
Deed Document Number200238628
Deed Book / Page10349 / 486
Last Transfer DateJan 8, 2025
Transfer Doc0213230205
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address651 E COAST DR, ATLANTIC BEACH, FL 32233-5333
Transaction TypeMortgage
Record UpdatedMar 30, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address651 E COAST DR, ATLANTIC BEACH, FL 32233-5333

Mortgage

Document Number0218291704
DateMar 17, 2026
Book Page21829/1704
Instrument2026061612
Lender
NameCOMMUNITY FIRST CREDIT UNION OF FLORIDA
TypeCredit Union
AddressJACKSONVILLE, FL 32204
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 28, 2056
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDUVAL FL
Recording DateJan 9, 2025
Property Address651 E COAST DR, ATLANTIC BEACH, FL 32233-5333
Document Number0213230205
Book / Page21323 / 205
Map ReferenceMB 15 PG 34
Instrument DateJan 8, 2025
Instrument2025006828
Transaction TypeTransfer
Record UpdatedDec 1, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address651 EAST COAST DR, ATLANTIC BEACH, FL 32233-5333

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address651 EAST COAST DR, ATLANTIC BEACH, FL 32233-5333

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDUVAL FL
Recording DateSep 20, 2021
Property Address651 E COAST DR, ATLANTIC BEACH, FL 32233-5333
Document Number0199192156
Book / Page19919 / 2156
Map ReferenceMB 15 PG 34
Instrument DateSep 3, 2021
Instrument2021245682
Transaction TypeTransfer
Record UpdatedOct 11, 2021
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address111 FLORIDA BLVD, NEPTUNE BEACH, FL 32266-4974

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDUVAL FL
Recording DateSep 20, 2021
Property Address651 E COAST DR, ATLANTIC BEACH, FL 32233-5333
Document Number0199192158
Book / Page19919 / 2158
Map ReferenceMB 15 PG 34
Instrument DateSep 3, 2021
Instrument2021245683
Transaction TypeTransfer
Record UpdatedOct 11, 2021
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address111 FLORIDA BLVD, NEPTUNE BEACH, FL 32266-4974

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateFlorida
MunicipalityAtlantic Beach City
CountyDuval County
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,224,732 (+2.7%)$1,246,015 (%) Land $1,246,002 Building $13
2025$19,802.00 (+22.04%)$1,192,534 (+35.34%)$1,246,016 (+41.41%) Land $1,246,000 Building $16
2024$16,226.00 (+10.31%)
2023$14,710.00 (+4.07%) Homeowner's exemption$881,116 (+%) Land $881,100 Building $16$881,116 (+%) Land $881,100 Building $16
2022$14,135.00 Homeowner's exemption$881,114 Land $881,100 Building $14$881,114 Land $881,100 Building $14

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 342 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies531 units insured
incl. 189 condo units
Nearby Flood Claims44 (1979–2017)
Claims Outside the SFHA40 of 44
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 4 claims
  • Hurricane Matthew, Oct 2016 · 3 claims
  • Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemATLANTIC BEACH WATER SYSTEM
serves 23,503 people · EPA ID FL2160200
Water SourceGroundwater
Last State InspectionAug 2023
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
IQ Fiber
Fiber		5,000 / 5,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

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