Citrus County property record for 651 E Charleston Ct, Hernando, FL 34442 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2008 |
| Square Footage | 2,329 sqft Living Area |
| Lot Size | 43,604 sqft (1 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $425,000 (2022) |
| Tax Bill | $4,651.00 (2025) |
Source: Citrus County records · APN 19E-18S-18-0110-00160-016.0
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 651 E CHARLESTON CT, HERNANDO, FL 34442-9309 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 29, 2022 | Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA |
| Apr 15, 2020 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 29, 2022 · Amount on Record |
| Deed Sale | Aug 29, 2022 · Amount on Record |
| Prior Sale | Oct 18, 2012 · Amount on Record |
| Deed Doc Number | 0033151218 |
| Deed Book / Page | 3315 / 1218 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Aug 29, 2022 |
| Property Address | 651 E CHARLESTON CT, HERNANDO, FL 34442-9309 |
| Document Number | 0033151218 |
| Book / Page | 3315 / 1218 |
| Map Reference | MB 9 PG 73-83 |
| Instrument Date | Aug 29, 2022 |
| Instrument | 2022060791 |
| Transaction Type | Transfer |
| Record Updated | Mar 06, 2023 |
| Title Company | FIRST INTERNATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,975.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10050 HADDINGTON DR, HOUSTON, TX 77080-7025 |
| Name | Verified Name |
|---|---|
| Address | 651 E CHARLESTON CT, HERNANDO, FL 34442-9309 |
| Document Number | 0033151220 |
|---|---|
| Date | Aug 29, 2022 |
| Instrument | 3315/1220 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 01, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 651 E CHARLESTON CT, HERNANDO, FL 34442-9309 |
| Document Number | 0030550354 |
| Instrument Date | Apr 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 05, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 651 E CHARLESTON CT HERNANDO FL 344429309, HERNANDO, FL 34442-9309 |
| Document Number | 0030550354 |
|---|---|
| Date | Apr 22, 2020 |
| Book Page | 003055/000354 |
| Instrument | 21040 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 21, 2050 |
| Rate Type | Adjustable Rate |
|---|
Source: Citrus County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,651.00 (-1.9%) Homeowner's exemption Additional exemption filed | $340,860 (-2.5%) Land $31,000 Building $309,860 | $340,860 (-2.5%) Land $31,000 Building $309,860 |
| 2024 | $4,741.00 (+0.77%) Homeowner's exemption Additional exemption filed | $349,585 (+1.58%) Land $29,500 Building $320,085 | $349,585 (+1.58%) Land $29,500 Building $320,085 |
| 2023 | $4,705.00 (+123.52%) Homeowner's exemption Additional exemption filed | $344,141 (+21.67%) Land $25,500 Building $318,641 | $344,141 (+21.67%) Land $25,500 Building $318,641 |
| 2022 | $2,105.00 Homeowner's exemption Additional exemption filed | $282,840 Land $17,250 Building $265,590 | $282,840 Land $17,250 Building $265,590 |
Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 34% of the US · above 9% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 2,128 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 19E-18S-18-0110-00160-016.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,329 sqft Living Area |
| 1st Floor | 2,329 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Concrete/Cement Flooring |
| Year Built | Built 2008 |
|---|---|
| Architectural Style | Other Style |
| Exterior Material | Stucco Exterior |
| Construction Type | Concrete Blocks Construction |
| Foundation Type | Footing Foundation |
| Roof Construction | Hip Roof Construction |
| Roof Material | Fiberglass Roof |
| Lot Area | 43,604 sqft (1 acres) |
| Depth X Width | 291 ft x 150 ft Depth x Width |
| Parking Spaces | 9 Parking Spaces |
| Garage Area | 484 sqft Garage |
| Patio Area | 390 sqft Patio |
|---|---|
| Porch | Enclosed Porch |
| Porch Area | 444 sqft Porch |
| Utility Building | 192 sqft Utility Building |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 2290803 |
|---|---|
| Old Parcel Number | 1818S19E0110001600160 |
| Street Address | 651 E CHARLESTON CT |
| City | HERNANDO |
| State | FL |
| Zip | 34442-9309 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CITRUS HILLS 1ST ADDN PB 9 PGS 73 LOT 16 BLK 16 |
| Legal Range | 19E |
| Legal Township | 18S |
| Legal Section | 19 |
| Legal Subdivision | CITRUS HILLS 1ST ADD (PB9-73) |
| Legal Block | 16 |
| Legal Lot Number | 16 |
| Jurisdiction | CITRUS FL |
| Minor Civil Division | INVERNESS |
| Census Blockgroup | 3 |
| Census Block | 3004 |
| Census Tract | 450703 |
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