651 Durham Rd, Madison, CT 06443 Property Records

Madison Town property record for 651 Durham Rd, Madison, CT 06443

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,122 sqft · built 1984
Lot Size	1.1 acres (47,916 sqft)
Owner	2 Individual Names on Record
Last Sale	$166,900 (Mar 1995)
Tax Bill	$7,151 (2026)
Deeds & Mortgages	Dec 2020 Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`MADI M:96 B:1`

Property Details

APN / Parcel Number

Primary APN	`MADI M:96 B:1`
Alternative APNs	`00529900` `529900`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,122 sqft Living Area
Gross Area	5,031 sqft
Basement Area	1,339 sqft
Unfinished Basement	1,339 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	47,916 sqft (1.1 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	529900
Street Address	651 DURHAM RD
City	MADISON
State	CT
Zip	06443-2042
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU-1
Legal Block	1
Jurisdiction	MADISON CT
Township / Civil Division	MADISON
Census Block Group	3
Census Block	3003
Census Tract	194201

Owner

Source: Madison Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	651 DURHAM RD, MADISON, CT 06443-2042
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2020	Deed of Trust, Mortgage · Balloon Mortgage CHELSEA GROTON BANK
Nov 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage CHELSEA GROTON BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 1995 · Amount on Record
Deed Sale	Mar 23, 1995 · Amount on Record
Deed Book / Page	651 / 78
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON CT
Property Address	651 DURHAM RD, MADISON, CT 06443-2042
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2181-222
Date	Dec 3, 2020
Book Page	2181/222
Instrument	3627

Lender

Name	CHELSEA GROTON BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2041

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON CT
Property Address	651 DURHAM RD, MADISON, CT 06443-2042
Document Number	2046-129
Book / Page	002046 / 000129
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	651 DURHAM RD MADISON CT 064432042, MADISON, CT 06443-2042

Mortgage

Document Number	2046-129
Date	Nov 27, 2017
Book Page	002046/000129

Lender

Name	CHELSEA GROTON BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 26, 2027

Tax Assessment & Valuation

Source: Madison Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Madison Town
Unified School District	Madison School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,151.00 (+2.8%)	$310,100 (-) Land $110,000 Building $199,400	$626,957 (+188.83%)
2025	$6,956.00	$310,100 (+41.66%) Land $110,000 Building $200,100	$217,070 Land $77,000 Building $140,070
2024	$6,956.00 (+6.04%)
2023	$6,560.00 (+1.89%)	$218,900 (-) Land $84,600 Building $134,300
2022	$6,438.00	$218,900 Land $84,600 Building $134,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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