651 Durham Rd, Adams, TN 37010 Property Records

Montgomery County property record for 651 Durham Rd, Adams, TN 37010

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,734 sqft · built 2014
Lot Size	1.81 acres (78,844 sqft)
Owner	Company Name on File
Last Sale	$298,000 (Nov 2014)
Tax Bill	$2,766 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Jun 2023 Transfer + 8 more
Flood Zone	Zone X (minimal risk)
APN	`83 64.02`

Property Details

APN / Parcel Number

Primary APN	`83 64.02`
Alternative APNs	`083 06402 000` `403048`

Interior

Bedrooms	4 Beds
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,734 sqft Living Area
Gross Area	3,673 sqft
1st Floor Area	2,238 sqft
Upper Floors Area	288 sqft
Basement Area	208 sqft
Finished Basement	208 sqft
Bonus Room	Bonus Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	78,844 sqft (1.81 acres)
Garage Type	Attached
Garage Area	528 sqft
Driveway	Driveway
Driveway Area	1,988 sqft
Porch	Porch
Porch Area	411 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	651 DURHAM RD
City	ADAMS
State	TN
Zip	37010-9009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	SUBDIVISION: CLARKSVILLE HOMES PROPERTY DURHAM ROAD LOT: 2 PLAT BOOK: G PLAT PAGE: 64 HSE RAZED T-13 SPLIT OFF 83-63.02 BY
Legal Subdivision	CLARKSVILLE HOMES
Legal Lot Number	2
Jurisdiction	MONTGOMERY TN
Township / Civil Division	3
Census Block Group	1
Census Block	1008
Census Tract	101807

Owner

651 Durham Rd is owned by a company that acquired it in June 2023.

Source: Montgomery County records, as of May 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	651 DURHAM RD, ADAMS, TN 37010-9009
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2023	Deed of Trust, Mortgage · Line of Credit ALTRA FCU
Jun 27, 2023	Intrafamily Transfer, Transfer
Dec 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage ALTRA FCU
Dec 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage FRANKLIN SYNERGY BANK
Jan 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage FRANKLIN SYNERGY BANK
Aug 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST BANK
Sep 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage FRANKLIN SYNERGY BANK
Aug 24, 2020	Deed of Trust, Mortgage · Line of Credit FORTERA CREDIT UNION
Apr 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage FORTERA FCU
May 17, 2022	Deed of Trust, Mortgage · Line of Credit F & M BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 26, 2014 · Amount on File
Deed Sale	Nov 26, 2014 · Amount on File
Deed Document Number	20141029335
Deed Book / Page	1594 / 2384
Last Transfer Date	Jun 23, 2023
Transfer Doc	02307/2932
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TN
Property Address	651 DURHAM RD, ADAMS, TN 37010-9009
Transaction Type	Mortgage
Record Updated	Dec 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02338/1454
Date	Dec 4, 2023
Book Page	2338/1454
Instrument	1444402

Lender

Name	ALTRA FCU
Type	Credit Union
Address	GARRISON, MN 56450

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 3, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY TN
Recording Date	Jun 27, 2023
Property Address	651 DURHAM RD, ADAMS, TN 37010-9009
Document Number	02307/2932
Book / Page	2307 / 2932
Map Reference	MB G PG 64
Instrument Date	Jun 23, 2023
Instrument	1427913
Transaction Type	Transfer
Record Updated	Jul 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	651 DURHAM RD, ADAMS, TN 37010-9009

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TN
Property Address	651 DURHAM RD, ADAMS, TN 37010-9009
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01782/2390
Date	Dec 15, 2017
Book Page	1782/2390
Instrument	1147117

Lender

Name	ALTRA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TN
Property Address	651 DURHAM RD, ADAMS, TN 37010-9009
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	651 DURHAM RD, ADAMS, TN 37010-9009

Mortgage

Document Number	0000001854/0000001246
Date	Dec 19, 2018
Book Page	0000001854/0000001246
Instrument	1191062

Lender

Name	FRANKLIN SYNERGY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2049

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TN
Property Address	651 DURHAM RD, ADAMS, TN 37010-9009
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	651 DURHAM RD, ADAMS, TN 37010-9009

Mortgage

Document Number	0000001858/0000000570
Date	Jan 14, 2019
Book Page	0000001858/0000000570
Instrument	1193501

Lender

Name	FRANKLIN SYNERGY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TN
Property Address	651 DURHAM RD, ADAMS, TN 37010-9009
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	651 DURHAM RD, ADAMS, TN 37010-9009

Mortgage

Document Number	0000001906/0000001263
Date	Aug 29, 2019
Book Page	0000001906/0000001263
Instrument	1221572

Lender

Name	SUNTRUST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2049

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TN
Property Address	651 DURHAM RD, ADAMS, TN 37010-9009
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	651 DURHAM RD, ADAMS, TN 37010-9009

Mortgage

Document Number	0000001913/0000000060
Date	Sep 25, 2019
Book Page	0000001913/0000000060
Instrument	1225249

Lender

Name	FRANKLIN SYNERGY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TN
Property Address	651 DURHAM RD, ADAMS, TN 37010-9009
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02002/1346
Date	Aug 24, 2020
Book Page	2002/1346
Instrument	1271766

Lender

Name	FORTERA CREDIT UNION
Type	Non-Lending Institution
Address	CLARKSVILLE, TN 37040

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 23, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TN
Property Address	651 DURHAM RD, ADAMS, TN 37010-9009
Transaction Type	Mortgage
Record Updated	Sep 1, 2022
Title Company	FREEDOM TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002078/39
Date	Apr 5, 2021
Book Page	2078/39
Instrument	1308897

Lender

Name	FORTERA FCU
Type	Credit Union
Address	CLARKSVILLE, TN 37040

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TN
Property Address	651 DURHAM RD, ADAMS, TN 37010-9009
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	651 DURHAM RD, ADAMS, TN 37010-9009

Mortgage

Document Number	002218/671
Date	May 17, 2022
Book Page	2218/671
Instrument	1379332

Lender

Name	F & M BANK
Type	Bank
Address	CLARKSVILLE, TN 37043

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	May 15, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 651 Durham Rd was $2,766.

Source: Montgomery County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Montgomery County
Unified School District	Clarksville-Montgomery County School System (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,766.00	$131,725 (-)	$526,900 (-) Land $137,600 Building $389,300
2024	$2,766.00 (+7.17%)	$131,725 (+70.9%)	$526,900 Land $137,600 Building $389,300
2023	$2,581.00 (+11.97%)	$77,075 (-10.72%)
2022	$2,305.00	$86,325	$308,300 Land $59,100 Building $249,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 651 Durham Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 651 Durham Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cumberland Connect Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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