651 Dune Rd, Westhampton Beach, NY 11978 Property Records

Suffolk County and Southampton Town property record for 651 Dune Rd, Westhampton Beach, NY 11978

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 4,485 sqft · built 2025
Lot Size	0.46 acres (20,038 sqft)
Owner	Company Name on Record
Last Sale	$3,400,000 (Apr 2023)
Tax Bill	$17,688 (2020)
Deeds & Mortgages	Apr 2023 Sale Dec 2021 Sale & Mortgage + 1 more
Flood Zone	Zone VE (high risk)
APN	`0900-391.00-02.00-021.000`

Property Details

APN / Parcel Number

Primary APN	`0900-391.00-02.00-021.000`
Alternative APNs	`473689 391.000-0002-021.000` `368939100000020210000000` `473600519250`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	4,485 sqft Living Area
1st Floor Area	4,485 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Architectural Style	Mobile Home
Exterior Material	Wood
Lot Area	20,038 sqft (0.46 acres)
View / Lot	Waterfront
Porch	Slab
Porch Area	1,660 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Electric
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	651 DUNE RD
City	WESTHAMPTON BEACH
State	NY
Zip	11978-2931
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Description	1987 EQ + 49001988 LD EQ 0/IMP+250089 BOR IMP-4900 BOR N/C
Legal Subdivision	GUNNING POINT BEACH
Legal Block	2
Legal Lot Number	21
Jurisdiction	SUFFOLK NY
Township / Civil Division	SOUTHAMPTON
Census Block Group	1
Census Block	1008
Census Tract	190504

Owner

Source: Suffolk County and Southampton Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	651 DUNE RD, WESTHAMPTON BEACH, NY 11978-2931
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2023	Deed, Transfer
Dec 15, 2021	Deed, Transfer · Stand-Alone First Mortgage TD BANK NA
Mar 19, 2018	Quit Claim Deed, Transfer TITLEVEST AGENCY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2023 · Amount on Record
Deed Sale	Apr 25, 2023 · Amount on Record
Prior Sale	Dec 15, 2021 · Amount on Record
Deed Book / Page	13198 / 765
Prior Transfer Date	Oct 19, 2017
Prior Transfer Doc	0129540412
Record Updated	Sep 20, 2026

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Apr 25, 2023
Property Address	651 DUNE RD, WESTHAMPTON BEACH, NY 11978-2931
Document Number	0131980765
Book / Page	13198 / 765
Instrument Date	Feb 15, 2023
Transaction Type	Transfer
Record Updated	Apr 21, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 FAIRWAY CT, ROSLYN, NY 11576-1009

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Dec 15, 2021
Property Address	651 DUNE RD, WESTHAMPTON BEACH, NY 11978-2931
Document Number	0131340438
Book / Page	13134 / 438
Instrument Date	Mar 25, 2021
Transaction Type	Transfer
Record Updated	Apr 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 FAIRWAY CT, ROSLYN, NY 11576-1009

Mortgage

Document Number	00DM052496
Date	Dec 15, 2021
Instrument	DM052496

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Jan 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.13%
Type Change Date	Apr 1, 2028
Max Rate At Change	3%
Margin	3

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUFFOLK NY
Recording Date	Mar 19, 2018
Property Address	651 DUNE RD, WESTHAMPTON BEACH, NY 11978-2931
Document Number	0129540412
Book / Page	012954 / 000412
Instrument Date	Oct 19, 2017
Transaction Type	Transfer
Record Updated	May 8, 2018
Title Company	TITLEVEST AGENCY INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 E END AVE #19A NEW YORK NY 100288006, 19A, NEW YORK, NY 10028-8006

Tax Assessment & Valuation

Source: Suffolk County and Southampton Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Southampton Town
Unified School District	Remsenburg-Speonk Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$3,047,800 (+29.43%) Land $2,048,100 Building $999,700
2024			$3,250,952 (-4.05%) Land $3,250,952
2023		$2,354,800 (-) Land $2,048,100 Building $306,700	$3,388,201 (+13.67%) Land $2,946,906 Building $441,295
2022		$2,354,800 Land $2,048,100 Building $306,700	$2,980,760 Land $2,592,532 Building $388,228
2020	$17,688.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	16.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 286 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	346 units insured incl. 60 condo units
Nearby Flood Claims	995 (1978–2024)
Claims Outside the SFHA	31 of 995
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Hurricane Sandy, Nov 2012 · 144 claims Severe Blizzard, Mar 1993 · 72 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 133 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000

Cell Coverage

5G (outdoors only) and 4G LTE

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