Okaloosa County property record for 651 Cornwall Ter, Mary Esther, FL 32569
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 960 sqft · built 1964 |
| Lot Size | 0.21 acres (9,170 sqft) |
| Owner | Owner Name on Record |
| Tax Bill | $492 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-595-0697-2 |
| Primary APN | C56-000-595-0697-2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 960 sqft Heated Area |
| Gross Area | 1,256 sqft |
| 1st Floor Area | 960 sqft |
| Flooring | Terrazzo |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,170 sqft (0.21 acres) |
| Lot Width | 80 ft Width |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Open Porch |
| Porch Area | 56 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 651 CORNWALL TER |
|---|---|
| City | MARY ESTHER |
| State | FL |
| Zip | 32569-1729 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BRYN MAWR PARK 1ST ADD LOT 17 BLK 8 |
| Legal Range | 24 |
| Legal Township | 02S |
| Legal Section | 16 |
| Legal Subdivision | BRYN MAWR PARK 1ST ADD |
| Legal Block | 8 |
| Legal Lot Number | 17 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 22900 |
Source: Okaloosa County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 651 CORNWALL TER, MARY ESTHER, FL 32569-1729 |
| Occupancy | Owner Occupied |
| Deed Names | Name on Deed |
|---|---|
| Prior Sale | Mar 13, 2001 |
| Last Transfer Date | Mar 28, 2001 |
| Transfer Doc | 0022871662 |
| Record Updated | Jun 8, 2026 |
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Mary Esther City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $492.00 (+4.02%) Homeowner's exemption | $75,235 (+5.99%) | $171,791 (+13.03%) Land $81,133 Building $90,658 |
| 2023 | $473.00 (+1.28%) Homeowner's exemption | $70,985 (+3%) | $151,981 (+18.27%) Land $65,272 Building $86,709 |
| 2022 | $467.00 Homeowner's exemption | $68,917 | $128,507 Land $50,834 Building $77,673 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 2 (1995–2020) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MARY ESTHER serves 4,013 people · EPA ID FL1460455 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: LiveOak Fiber.
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