Lampasas County property record for 651 Co Rd 4820, Kempner, TX 76539
| Property Type | Single Family Home |
|---|---|
| Details | 1,524 sqft · built 1993 |
| Lot Size | 4.48 acres (195,149 sqft) |
| Owner | Individual Name on File |
| Last Sale | $365,654 (Nov 2025) |
| Tax Bill | $3,116 (2026) |
| Deeds & Mortgages | Nov 2021 Mortgage Nov 2025 Mortgage |
| APN | 11070-000-010-00 |
| Primary APN | 11070-000-010-00 |
|---|---|
| Alternative APN |
|
| Building Area | 1,524 sqft Total Area |
|---|
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Mobile Home |
| Lot Area | 195,149 sqft (4.48 acres) |
| Porch | Porch |
| Porch Area | 24 sqft |
| Cooling System | Central |
|---|
| Account Number | 11070-000-010-00 |
|---|---|
| Street Address | 651 COUNTY ROAD 4820 |
| City | KEMPNER |
| State | TX |
| Zip | 76539-5793 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: TR 10 BLK: ADDN; INDIAN VALLEY LOCCD:108 |
| Legal Subdivision | INDIAN VALLEY |
| Legal Tract | 10 |
| Jurisdiction | LAMPASAS TX |
| Township / Civil Division | LAMPASAS |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 950303 |
651 Co Rd 4820 is owned and occupied by an individual who bought it in November 2025.
Source: Lampasas County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 405 COLLEGE AVE, FLORENCE, TX 76527 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 23, 2021 | Deed of Trust, Mortgage · FHA Mortgage PNC BANK NA |
| Nov 24, 2025 | Vendor's Lien, Transfer · FHA Mortgage EVERETT FINANCIAL INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 24, 2025 · Amount on File |
| Deed Sale | Nov 24, 2025 · Amount on File |
| Prior Sale | May 30, 2025 |
| Deed Document Number | 2025208883 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAMPASAS TX |
| Property Address | 651 COUNTY ROAD 4820, KEMPNER, TX 76539-5793 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 651 COUNTY ROAD 4820, KEMPNER, TX 76539-5793 |
| Document Number | 0000189585 |
|---|---|
| Date | Nov 23, 2021 |
| Instrument | 189585 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 133 Months |
| Due | Dec 1, 2032 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | LAMPASAS TX |
| Recording Date | Nov 24, 2025 |
| Property Address | 651 COUNTY ROAD 4820, KEMPNER, TX 76539-5793 |
| Document Number | 0000208883 |
| Map Reference | CAB 1 SL 103 |
| Instrument Date | Nov 21, 2025 |
| Instrument | 208883 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 405 COLLEGE AVE, FLORENCE, TX 76527 |
| Document Number | 0000208884 |
|---|---|
| Date | Nov 24, 2025 |
| Instrument | 208884 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
The 2026 property tax bill for 651 Co Rd 4820 was $3,116 with exemptions applied, up 1,260.7% from the year before.
Source: Lampasas County assessment roll, as of December 26, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Lampasas County |
| Unified School District | Lampasas Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,116.00 (+1,260.7%) | $200,360 (+19.87%) Land $142,700 Building $57,660 | $200,360 (+19.87%) Land $142,700 Building $57,660 |
| 2025 | $229.00 Homeowner's exemption Senior Citizen's exemption | $167,150 (+1.17%) Land $130,280 Building $36,870 | $167,150 (+1.17%) Land $130,280 Building $36,870 |
| 2024 | $165,210 (-14.15%) Land $130,280 Building $34,930 | $165,210 (-14.15%) Land $130,280 Building $34,930 | |
| 2023 | $192,450 Land $150,530 Building $41,920 | $192,450 Land $150,530 Building $41,920 | |
| 2022 | $433.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA has no flood map on file for 651 Co Rd 4820; 6 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 651 Co Rd 4820 is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 63% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KEMPNER WSC serves 17,721 people · EPA ID TX1410028 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 Haloacetic acids resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nextlink Fixed Wireless | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Spectrum, Verizon, Western Broadband.
5G and 4G LTE (outdoors only)
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