Gaston County property record for 651 Clyde St, Gastonia, NC 28052
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 6 bd · 3 ba · 2,304 sqft · built 1976 |
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | Company Name on File |
| Last Sale | $175,000 (Oct 2020) |
| Tax Bill | $2,162 (2026) |
| Deeds & Mortgages | Nov 2022 Line of Credit Oct 2020 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01095 03701 |
| Primary APN | 01095 03701 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Units | 3 Units |
| Stories | 1 Story |
| Building Area | 2,304 sqft Heated Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Multi-Family |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 22,216 sqft (0.51 acres) |
| Heating Fuel | Gas |
|---|
| Street Address | 651 CLYDE ST |
|---|---|
| City | GASTONIA |
| State | NC |
| Zip | 28052-7641 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Local Zoning Code | RMF |
| Legal Description | TEXTILES INC VICTORY MILL L 140-1 01 095 037 01 000 |
| Jurisdiction | GASTON NC |
| Township / Civil Division | GASTONIA |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 33203 |
651 Clyde St, a residential property, is owned by a company that bought it in October 2020.
Source: Gaston County records, as of August 31, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 833 AMANDA DR, MATTHEWS, NC 28104-9396 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 16, 2022 | Deed of Trust, Mortgage · Line of Credit THE FEDERAL SAVINGS BANK |
| Oct 16, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Oct 8, 2019 | Warranty Deed, Transfer · Commercial Mortgage COGENT BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 15, 2020 · Amount on File |
| Deed Sale | Oct 15, 2020 · Amount on File |
| Prior Sale | Oct 8, 2019 · Amount on File |
| Deed Book / Page | 5164 / 2120 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 651 CLYDE ST, GASTONIA, NC 28052-7641 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0053772152 |
|---|---|
| Date | Nov 16, 2022 |
| Book Page | 5377/2152 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60639 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Oct 16, 2020 |
| Property Address | 651 CLYDE ST, GASTONIA, NC 28052-7641 |
| Document Number | 0051642120 |
| Book / Page | 005164 / 002120 |
| Instrument Date | Oct 15, 2020 |
| Transaction Type | Transfer |
| Record Updated | Nov 5, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $350.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 10405 ROYAL WINCHESTER DR CHARLOTTE NC 282773836, CHARLOTTE, NC 28277-3836 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Oct 8, 2019 |
| Property Address | 651 CLYDE ST, GASTONIA, NC 28052-7641 |
| Document Number | 0050730040 |
| Book / Page | 5073 / 0040 |
| Instrument Date | Oct 7, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Title Company | CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,710.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 216 COMMODORE CT, 216, BELMONT, NC 28012-8869 |
| Name | Verified Name |
|---|---|
| Address | 9500 WHITE HEMLOCK LN, CHARLOTTE, NC 28270-0461 |
| Investor | Possibly a Property Investor |
| Document Number | 0050730046 |
|---|---|
| Date | Oct 8, 2019 |
| Instrument | 5073/0046 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 651 Clyde St was $2,162.
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Municipality | Gastonia City |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,162.00 | $202,270 Land $15,000 Building $187,270 | |
| 2023 | $2,184.00 | $202,270 Land $15,000 Building $187,270 | |
| 2021 | $125,450 Land $8,000 Building $117,450 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 651 Clyde St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1989–1999) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 1999 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 651 Clyde St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TWO RIVERS UTILITIES serves 96,714 people · EPA ID NC0136010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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