651 Clutts Rd, Harvest, AL 35749 Property Records

Madison County property record for 651 Clutts Rd, Harvest, AL 35749

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,895 sqft · built 1953
Lot Size	2.4 acres (104,544 sqft)
Owner	2 Company Names on Record
Last Sale	$100,000 (Mar 2006)
Tax Bill	$1,334 (2026)
Deeds & Mortgages	Feb 2026 Line of Credit Oct 2023 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`15-04-17-0-001-015.000`

Property Details

APN / Parcel Number

Primary APN	`15-04-17-0-001-015.000`
Alternative APNs	`131842` `615229`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,895 sqft Living Area
1st Floor Area	2,895 sqft
Flooring	Hardwood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	104,544 sqft (2.4 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	615229
Street Address	651 CLUTTS RD
City	HARVEST
State	AL
Zip	35749-9030
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 17 T3S R2W COM NW COR NW1/4 SE1/4 TH E TO MAR CLUTTS RD & POB TH S 87 DEG E 366 FT TH S 8 DEG W 291.23 FT TH W 349.66 FT
Legal Range	02W
Legal Township	03S
Legal Section	17
Jurisdiction	MADISON AL
Township / Civil Division	HUNTSVILLE
Census Block Group	1
Census Block	1019
Census Tract	10629

Owner

Source: Madison County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	651 CLUTTS RD, HARVEST, AL 35749-9030
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2026	Deed of Trust, Mortgage · Line of Credit PINNACLE BANK TN
Oct 11, 2023	Deed of Trust, Mortgage · Construction Mortgage SYNOVUS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 22, 2006 · Amount on Record
Deed Sale	Mar 22, 2006 · Amount on Record
Deed Document Number	2006182230
Last Transfer Date	Jul 14, 2023
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON AL
Property Address	651 CLUTTS RD, HARVEST, AL 35749-9030
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	651 CLUTTS RD, HARVEST, AL 35749-9030

Mortgage

Document Number	0000026193
Date	Feb 11, 2026
Book Page	2026/26193

Lender

Name	PINNACLE BANK TN
Address	33 W 14TH ST, COLUMBUS, GA 31901

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

Interest

Change Frequency	Monthly

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON AL
Property Address	651 CLUTTS RD, HARVEST, AL 35749-9030
Transaction Type	Mortgage
Record Updated	Oct 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	651 CLUTTS RD A, A, HARVEST, AL 35749-9030

Mortgage

Document Number	0000167196
Date	Oct 11, 2023
Book Page	MTG 2023/167196

Lender

Name	SYNOVUS BANK
Type	Bank
Address	COLUMBUS, GA 31901

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 10, 2043

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,334.00 (+2.3%)
2025	$1,304.00 (+6.62%) Homeowner's exemption	$37,460 (+6.24%) Land $5,040 Building $32,420	$374,500 (+6.24%) Land $50,400 Building $324,100
2023	$1,223.00 (+16.37%) Homeowner's exemption	$35,260 (+15.83%) Land $5,100 Building $30,160	$352,500 (+15.88%) Land $51,000 Building $301,500
2022	$1,051.00 Homeowner's exemption	$30,440 Land $3,780 Building $26,660	$304,200 Land $37,700 Building $266,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.4% of Alabama
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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