651 Clover Dr, Algonquin, IL 60102 Property Records

McHenry County property record for 651 Clover Dr, Algonquin, IL 60102 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	5,159 sqft · built 2004
Lot Size	0.41 acres (17,908 sqft)
Owner	2 Individual Names on File
Last Sale	$675,000 (Jul 2025)
Tax Bill	$12,880 (2024)
Deeds & Mortgages	Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-36-177-004`

Property Details

APN / Parcel Number

Primary APN	`18-36-177-004`

Interior

Building Area	5,159 sqft Living Area
Basement Area	1,786 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	17,908 sqft (0.41 acres)
Garage Area	712 sqft
Patio Area	694 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	651 CLOVER DR
City	ALGONQUIN
State	IL
Zip	60102-6518
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2013R0055319 LT 103 TERRACE LAKES UNIT 4
Legal Subdivision	TERRACE LAKES
Legal Lot Number	103
Legal Unit	4
Jurisdiction	MCHENRY IL
Township / Civil Division	GRAFTON
Census Block Group	3
Census Block	3008
Census Tract	871107

Owner

Source: McHenry County records · APN 18-36-177-004

Assessment roll updated March 27, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	651 CLOVER DR, ALGONQUIN, IL 60102-6518
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 31, 2025 · Amount on Record
Deed Sale	Jul 31, 2025 · Amount on Record
Prior Sale	Nov 20, 2013 · Amount on Record
Prior Transfer Date	Dec 01, 2006
Prior Transfer Doc	0000001955
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	651 CLOVER DR, ALGONQUIN, IL 60102-6518
Document Number	0000012386
Instrument Date	Apr 04, 2020
Transaction Type	Mortgage
Record Updated	May 15, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	651 CLOVER DR ALGONQUIN IL 601026518, ALGONQUIN, IL 60102-6518

Mortgage

Document Number	0000012386
Date	Apr 09, 2020
Instrument	12386

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 08, 2040

Tax Assessment & Valuation

Source: McHenry County records · Assessment roll updated March 27, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Grafton Township
Unified School District	Huntley Consolidated School District 158 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$12,880.00	$183,072 (+22.25%) Land $17,702 Building $165,370	$549,216 (+22.25%) Land $53,106 Building $496,110
2022	Homeowner's exemption	$149,750 Land $14,480 Building $135,270	$449,250 Land $43,440 Building $405,810

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McHenry County (17111C), updated February 28, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.