651 Cherry St, Stewart, MN 55385 Property Records

McLeod County property record for 651 Cherry St, Stewart, MN 55385

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,320 sqft · built 1921
Lot Size	0.272 acres (11,850 sqft)
Owner	Individual Name on Record
Last Sale	$27,879 (Sep 2021)
Tax Bill	$2,604 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Sep 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20.055.0140`

Property Details

APN / Parcel Number

Primary APN	`20.055.0140`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	1,320 sqft Total Area
1st Floor Area	1,032 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1940
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,850 sqft (0.272 acres)
Lot Dimensions	158 ft deep x 75 ft wide
Garage Type	Carport
Garage Area	576 sqft
Carport	Carport
Carport Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	112 sqft
Pole Barn	90 sqft

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	651 CHERRY ST
City	STEWART
State	MN
Zip	55385-8405
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	D A STEWART'S 1ST N 75' OF W 158' OF BLOCK 3
Legal Subdivision	D A STEWART'S 1ST
Legal Block	3
Jurisdiction	MCLEOD MN
Township / Civil Division	STEWART
Census Block Group	3
Census Block	3043
Census Tract	950500

Owner

Source: McLeod County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	651 CHERRY ST, STEWART, MN 55385-8405
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 20, 2021	Warranty Deed, Transfer · Conventional Mortgage CORTRUST BANK NA
Feb 1, 2017	Warranty Deed, Transfer MCLEOD COUNTY ABSTRACT AND TITLE, MCLEOD COUNTY ABSTRACT & TIT
Jul 12, 2012	Limited Warranty Deed, Transfer FIRST FINANCIAL TITLE, FIRST FINANCIAL TITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2021 · Amount on Record
Deed Sale	Sep 20, 2021 · Amount on Record
Prior Sale	Feb 1, 2017 · Amount on Record
Deed Document Number	2021454999
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEOD MN
Property Address	651 CHERRY ST, STEWART, MN 55385-8405
Transaction Type	Mortgage
Record Updated	Apr 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000476858
Date	Mar 11, 2026
Instrument	476858

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEOD MN
Recording Date	Sep 20, 2021
Property Address	651 CHERRY ST, STEWART, MN 55385-8405
Document Number	0000454999
Instrument Date	Sep 8, 2021
Instrument	454999
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$92.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	651 CHERRY ST, STEWART, MN 55385-8405

Mortgage

Document Number	0000455000
Date	Sep 20, 2021
Instrument	455000

Lender

Name	CORTRUST BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Sep 24, 2026

Interest

Rate Type	Fixed Rate

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEOD MN
Recording Date	Feb 1, 2017
Property Address	651 CHERRY ST, STEWART, MN 55385-8405
Document Number	0000429060
Instrument Date	Jan 31, 2017
Instrument	429060
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	MCLEOD COUNTY ABSTRACT AND TITLE, MCLEOD COUNTY ABSTRACT & TIT

Transaction

Amount	Amount Recorded
Tax	$107.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	651 CHERRY ST, STEWART, MN 55385-8405

July 2012: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	MCLEOD MN
Recording Date	Jul 12, 2012
Property Address	651 CHERRY ST, STEWART, MN 55385-8405
Document Number	000A403787
Instrument Date	Jun 22, 2012
Instrument	A403787
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	FIRST FINANCIAL TITLE, FIRST FINANCIAL TITLE AGENCY

Transaction

Tax	$66.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 DALE ST SW, HUTCHINSON, MN 55350-2326

Tax Assessment & Valuation

Source: McLeod County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	McLeod County
Municipality	Stewart City
Unified School District	Buffalo Lake-Hector-Stewart Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,604.00 (+128.82%) Homeowner's exemption
2025		$171,200 (+44.23%) Land $17,400 Building $153,800	$171,200 (+44.23%) Land $17,400 Building $153,800
2022		$118,700 Land $15,100 Building $103,600	$118,700 Land $15,100 Building $103,600
2019	$1,138.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Stewart serves 482 people · EPA ID MN1430009
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.58 mg/L (2025) action level 1.3 mg/L

Violations Reported to EPA

Listed by EPA as a serious violator.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Arsenic resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000
RS Fiber Cooperative Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130

May also be available: Broadband, Xtratyme Technologies.

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