651 Cherry St, Dunlap, TN 37327 Property Records

Sequatchie County property record for 651 Cherry St, Dunlap, TN 37327 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 730 sqft · built 1944
Lot Size	0.351 acres (15,300 sqft)
Owner	Company Name on File
Last Sale	$75,000 (Jan 2022)
Tax Bill	$488 (2023)
Deeds & Mortgages	May 2022 Line of Credit Jan 2022 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`077048E A 00400`

Property Details

APN / Parcel Number

Primary APN	`077048E A 00400`
Alternative APN	`048E A 00400`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	1 Room
Stories	1 Story
Building Area	730 sqft Living Area
1st Floor Area	730 sqft

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1975
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,300 sqft (0.351 acres)
Lot Dimensions	102 ft deep x 150 ft wide
Terrain	Rolling
Porch	Porch
Porch Area	98 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	651 CHERRY ST
City	DUNLAP
State	TN
Zip	37327-3930
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 4
Jurisdiction	SEQUATCHIE TN
Township / Civil Division	7
Census Block Group	2
Census Block	2037
Census Tract	60103

Owner

Source: Sequatchie County records · APN 077048E A 00400

Assessment roll updated January 27, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 91373, CHATTANOOGA, TN 37412-6373
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 04, 2022	Deed of Trust, Mortgage · Line of Credit TENNESSEE VALLEY FCU
Jan 24, 2022	Warranty Deed, Transfer
Sep 02, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Feb 20, 2020	Warranty Deed, Transfer TRINITY TITLE COMPANY, REALTY TITLE & ESCROW CO INC
Jun 17, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Jan 11, 2017	Warranty Deed, Transfer · Line of Credit CITIZENS TRI-CNTY BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 24, 2022 · Amount on Record
Deed Sale	Jan 24, 2022 · Amount on Record
Prior Sale	Sep 02, 2020 · Amount on Record
Deed Document Number	2022236
Deed Book / Page	434 / 642
Record Updated	Jun 08, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEQUATCHIE TN
Property Address	651 CHERRY ST, DUNLAP, TN 37327-3930
Transaction Type	Mortgage
Record Updated	Mar 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4117 HILLSBORO PIKE 103-18, 103, NASHVILLE, TN 37215-2728

Mortgage

Document Number	0000001374
Date	May 04, 2022
Book Page	440/536
Instrument	22001374

Lender

Name	TENNESSEE VALLEY FCU
Type	Credit Union
Address	CHATTANOOGA, TN 37402

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	May 01, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEQUATCHIE TN
Recording Date	Jan 24, 2022
Property Address	651 CHERRY ST, DUNLAP, TN 37327-3930
Document Number	0000000236
Book / Page	434 / 642
Instrument Date	Jan 24, 2022
Instrument	22000236
Transaction Type	Transfer
Record Updated	Mar 26, 2024

Transaction

Amount	Amount Recorded
Tax	$277.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 91373, CHATTANOOGA, TN 37412-6373

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEQUATCHIE TN
Recording Date	Sep 02, 2020
Property Address	651 CHERRY ST, DUNLAP, TN 37327-3930
Document Number	0000002137
Book / Page	000403 / 000716
Instrument Date	Aug 31, 2020
Instrument	2137
Transaction Type	Transfer
Record Updated	Oct 05, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$183.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 2436 DUNLAP TN 373272436, DUNLAP, TN 37327-2436

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEQUATCHIE TN
Recording Date	Feb 20, 2020
Property Address	651 CHERRY ST, DUNLAP, TN 37327-3930
Document Number	0000000457
Book / Page	000394 / 000372
Instrument Date	Feb 18, 2020
Instrument	457
Transaction Type	Transfer
Record Updated	Mar 04, 2020
Title Company	TRINITY TITLE COMPANY, REALTY TITLE & ESCROW CO INC

Transaction

Amount	Amount Recorded
Tax	$233.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	651 CHERRY ST DUNLAP TN 373273930, DUNLAP, TN 37327-3930

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEQUATCHIE TN
Recording Date	Jun 17, 2019
Property Address	651 CHERRY ST, DUNLAP, TN 37327-3930
Document Number	0000001250
Book / Page	000383 / 000724
Instrument Date	Jun 17, 2019
Instrument	1250
Transaction Type	Transfer
Record Updated	Jun 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$188.70
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	61 STAVE MILL RD DUNLAP TN 373276819, DUNLAP, TN 37327-6819

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEQUATCHIE TN
Recording Date	Jan 11, 2017
Property Address	651 CHERRY ST, DUNLAP, TN 37327-3930
Document Number	0000000067
Book / Page	000350 / 000019
Instrument Date	Dec 29, 2016
Instrument	67
Transaction Type	Transfer
Record Updated	Jan 16, 2017
Title Company	WARRANTY TITLE INSURANCE COMPANY INC, WARRANTY TITLE INS CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$163.54
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4711 HIGHWAY 27 CHATTANOOGA TN 374057270, CHATTANOOGA, TN 37405-7270

Mortgage

Document Number	68,
Date	Jan 11, 2017
Book Page	000350/000021
Instrument	68

Lender

Name	CITIZENS TRI-CNTY BK
Type	Bank
Address	DUNLAP, TN 37327

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jan 10, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Sequatchie County records · Assessment roll updated January 27, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Sequatchie County
Municipality	Dunlap City
Unified School District	Sequatchie County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$20,200 (-) Land $4,375 Building $15,825
2023	$488.00 (+31.18%)	$20,200 (+79.96%) Land $4,375 Building $15,825	$80,800 (+79.96%) Land $17,500 Building $63,300
2022	$372.00	$11,225 Land $3,675 Building $7,550	$44,900 Land $14,700 Building $30,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sequatchie County (47153C), updated November 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 471530601032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Moderate above 52% of the US · above 69% of Tennessee
Wildfire Likelihood	About 1 in 893 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 86 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Bledsoe Telephone Cooperative	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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