Anne Arundel County property record for 651 Chapelgate Dr, Odenton, MD 21113
| Property Type | Townhouse |
|---|---|
| Details | 1 ba · 1,054 sqft · built 1971 |
| Lot Size | 0.161 acres (7,050 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $295,000 (Dec 2021) |
| Tax Bill | $2,345 (2023) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-465-04603205 |
| Primary APN | 04-465-04603205 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,054 sqft Total Area |
| 1st Floor Area | 1,054 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 7,050 sqft (0.161 acres) |
| Patio Area | 92 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | 46504603205 |
|---|---|
| Old Parcel Number | 446504603205 |
| Street Address | 651 CHAPELGATE DR |
| City | ODENTON |
| State | MD |
| Zip | 21113-2138 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R5 |
| Legal Description | LT 4A BK N SC 3 651 CHAPELGATE DR MAPLE RIDGE |
| Legal Section | 3 |
| Legal Subdivision | MAPLE RIDGE |
| Legal Block | N |
| Legal Lot Number | 4A |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 740900 |
Source: Anne Arundel County records, as of September 25, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 651 CHAPELGATE DR, ODENTON, MD 21113-2138 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 5, 2021 | Deed, Transfer · FHA Mortgage DIRECT MORTGAGE LOANS LLC |
| Feb 16, 2021 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCIAL RESOURCES INC |
| Aug 28, 2017 | Grant Deed, Transfer · Conventional Mortgage WASHINGTONFIRST BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 5, 2021 · Amount on Record |
| Deed Sale | Dec 5, 2021 · Amount on Record |
| Prior Sale | Aug 28, 2017 · Amount on Record |
| Deed Document Number | 0038023285 |
| Deed Book / Page | 38023 / 285 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Dec 5, 2021 |
| Property Address | 651 CHAPELGATE DR, ODENTON, MD 21113-2138 |
| Document Number | 0380230285 |
| Book / Page | 38023 / 285 |
| Map Reference | MB 32 FO 68 |
| Instrument Date | Nov 30, 2021 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2021 |
| Title Company | CARTER TITLE LLC, CHARTER TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,425.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 651 CHAPELGATE DR, ODENTON, MD 21113-2138 |
| Document Number | 0038023292 |
|---|---|
| Date | Dec 5, 2021 |
| Instrument | 38023/292 |
| Name | DIRECT MORTGAGE LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 651 CHAPELGATE DR, ODENTON, MD 21113-2138 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2021 |
| Title Company | LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 651 CHAPELGATE DR, ODENTON, MD 21113-2138 |
| Document Number | 0361550220 |
|---|---|
| Date | Feb 16, 2021 |
| Book Page | 36155/220 |
| Name | AMERICAN FINANCIAL RESOURCES INC |
|---|---|
| Type | Funding / Finance Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Aug 28, 2017 |
| Property Address | 651 CHAPELGATE DR, ODENTON, MD 21113-2138 |
| Document Number | 0312930034 |
| Book / Page | 031293 / 000034 |
| Instrument Date | Jul 14, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2019 |
| Title Company | PEAK SETTLEMENTS LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $195.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 651 CHAPELGATE DR ODENTON MD 211132138, ODENTON, MD 21113-2138 |
| Document Number | 312930057 |
|---|---|
| Date | Aug 28, 2017 |
| Book Page | 031293/000057 |
| Name | WASHINGTONFIRST BK |
|---|---|
| Type | Bank |
| Address | RESTON, VA 20190 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 312930042, |
|---|---|
| Date | Aug 28, 2017 |
| Book Page | 031293/000042 |
| Name | WASHINGTON FIRST MTG |
|---|---|
| Address | FAIRFAX, VA 22033 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 27, 2047 |
Source: Anne Arundel County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $2,345.00 | $214,833 | $244,700 Land $156,800 Building $87,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 4 (2008–2025) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Aug 2025 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CROFTON-ODENTON serves 62,986 people · EPA ID MD0020008 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2017–2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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