San Diego County property record for 651 Cajon Cir, Oceanside, CA 92057
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,590 sqft · built 1973 |
| Lot Size | 0.191 acres (8,300 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $134,500 (Jun 1994) |
| Tax Bill | $2,522 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Oct 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 122-250-58-00 |
| Primary APN | 122-250-58-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,590 sqft Living Area |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Lot Area | 8,300 sqft (0.191 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 651 CAJON CIR |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-3517 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 48 TR 007316 |
| Legal Subdivision | MISSION VALLEY BALL PARK |
| Legal Tract | 007316 |
| Legal Block | 1 |
| Legal Lot Number | 48 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 18617 |
Source: San Diego County records · APN 122-250-58-00
Assessment roll updated July 28, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 651 CAJON CIR, OCEANSIDE, CA 92057-3517 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 15, 2021 | Deed of Trust, Mortgage · VA Mortgage CORNERSTONE FIRST MORTGAGE INC |
| Oct 21, 2020 | Deed of Trust, Mortgage · VA Mortgage COMMERCE HOME MORTGAGE LLC |
| Jan 16, 2020 | Deed of Trust, Mortgage · VA Mortgage WEST COAST FUNDING & REAL ESTATE SVCS |
| Apr 05, 2019 | Deed of Trust, Mortgage · VA Mortgage WEST COAST FUNDING & REAL ESTATE SVCS |
| Jul 25, 2018 | Deed of Trust, Mortgage · VA Mortgage WEST COAST FNDG & R/E |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 15, 1994 · Amount on Record |
| Deed Sale | Jun 15, 1994 · Amount on Record |
| Deed Document Number | 1994382924 |
| Last Transfer Date | Feb 06, 1997 |
| Transfer Doc | 0000065790 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 651 CAJON CIR, OCEANSIDE, CA 92057-3517 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2021 |
| Title Company | WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO |
| Name | Verified Name |
|---|---|
| Address | 651 CAJON CIR, OCEANSIDE, CA 92057-3517 |
| Document Number | 0000505030 |
|---|---|
| Date | Jul 15, 2021 |
| Instrument | 2021-0505030 |
| Name | CORNERSTONE FIRST MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 651 CAJON CIR, OCEANSIDE, CA 92057-3517 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 651 CAJON CIR, OCEANSIDE, CA 92057-3517 |
| Document Number | 0000644092 |
|---|---|
| Date | Oct 21, 2020 |
| Instrument | 2020-0644092 |
| Name | COMMERCE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92606 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 651 CAJON CIR, OCEANSIDE, CA 92057-3517 |
| Document Number | 0000040393 |
| Instrument Date | Jan 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2020 |
| Title Company | WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO/CA-SAN DIEGO |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 651 CAJON CIR OCEANSIDE CA 920573517, OCEANSIDE, CA 92057-3517 |
| Document Number | 0000040393 |
|---|---|
| Date | Jan 24, 2020 |
| Instrument | 40393 |
| Name | WEST COAST FUNDING & REAL ESTATE SVCS |
|---|---|
| Type | Bank |
| Address | LA JOLLA, CA 92037 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 23, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 651 CAJON CIR, OCEANSIDE, CA 92057-3517 |
| Document Number | 0000129168 |
| Instrument Date | Apr 05, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2019 |
| Title Company | PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO. |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 651 CAJON CIR OCEANSIDE CA 920573517, OCEANSIDE, CA 92057-3517 |
| Document Number | 0000129168 |
|---|---|
| Date | Apr 10, 2019 |
| Instrument | 129168 |
| Name | WEST COAST FUNDING & REAL ESTATE SVCS |
|---|---|
| Type | Bank |
| Address | LA JOLLA, CA 92037 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 09, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 651 CAJON CIR, OCEANSIDE, CA 92057-3517 |
| Document Number | 0000309390 |
| Instrument Date | Jul 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 06, 2018 |
| Title Company | PACIFIC COAST TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 651 CAJON CIR OCEANSIDE CA 920573517, OCEANSIDE, CA 92057-3517 |
| Document Number | 0000309390 |
|---|---|
| Date | Jul 30, 2018 |
| Instrument | 309390 |
| Name | WEST COAST FNDG & R/E |
|---|---|
| Address | SAN DIEGO, CA 92108 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 29, 2048 |
Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $232,621 (+2%) Land $42,303 Building $190,318 | |
| 2025 | $2,522.00 (+5.3%) Homeowner's exemption | $228,061 (+4.04%) Land $41,474 Building $186,587 |
| 2023 | $2,395.00 (+1.61%) Homeowner's exemption | $219,207 Land $39,864 Building $179,343 |
| 2022 | $2,357.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), as of September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730186171, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 66% of the US · lower than 80% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber · Cable in parts of the area | 2,000 / 35 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 677 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system CA3710014, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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