Monroe County property record for 651 Cabrera St, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 935 sqft · built 1959 |
| Lot Size | 0.229 acres (10,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $95,000 (Mar 1994) |
| Tax Bill | $2,049 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 00466480-000000 |
| Primary APN | 00466480-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 935 sqft Living Area |
| 1st Floor Area | 1,151 sqft |
| Interior Walls | Plaster |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Other |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 10,000 sqft (0.229 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Type | Carport |
| Garage Area | 349 sqft |
| Carport | Carport |
| Pool Type | Public / Commercial Pool |
|---|---|
| Patio Area | 162 sqft |
| Fence | Fence |
| Total Buildings | 2 Buildings |
| Cooling System | None |
|---|---|
| Heating System | Forced Air |
| Account Number | 1569887 |
|---|---|
| Old Parcel Number | 14613900466480000000 |
| Street Address | 651 CABRERA ST |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-4604 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTH CREEK VILLAGE PB3-85 KEY LARGO LOTS 8 & 9 BK 1 OR370-1083 OR1087-2496/98WILL OR1087-2500/02WILL CASE #89-123-CP-10 |
| Legal Range | 39E |
| Legal Township | 61S |
| Legal Section | 14 |
| Legal Subdivision | SOUTH CREEK VILLAGE |
| Legal Block | 1 |
| Legal Lot Number | 8-9 9 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 970400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Monroe County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 651 CABRERA ST, KEY LARGO, FL 33037-4604 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 29, 1994 · Amount on Record |
| Deed Sale | Mar 29, 1994 · Amount on Record |
| Deed Document Number | 0129901936 |
| Deed Book / Page | 01299 / 01936 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $200,997 (+5.99%) | $605,163 (+0.55%) Land $384,800 Building $220,363 | |
| 2024 | $2,049.00 (+6.28%) | ||
| 2023 | $1,928.00 (+4.56%) Homeowner's exemption | $189,644 (+3%) | $601,878 (+4.81%) Land $407,000 Building $194,878 |
| 2022 | $1,844.00 Homeowner's exemption | $184,121 | $574,237 Land $333,000 Building $241,237 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 167 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 167 in force |
| Nearby Flood Claims | 68 (1992–2023) |
| Claims Outside the SFHA | 4 of 68 |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
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