Elko County property record for 651 Baker St, Wells, NV 89835
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 1,232 sqft · built 1971 |
| Lot Size | 0.331 acres (14,418 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $152,000 (Jun 2017) |
| Tax Bill | $1,090 (2026) |
| Deeds & Mortgages | Sep 2026 Mortgage May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 002-632-005 |
| Primary APN | 002-632-005 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,232 sqft Living Area |
| Gross Area | 2,464 sqft |
| 1st Floor Area | 1,232 sqft |
| Basement Area | 1,232 sqft |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 14,418 sqft (0.331 acres) |
| Porch | Porch |
|---|---|
| Porch Area | 110 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Oil |
| Street Address | 651 BAKER ST |
|---|---|
| City | WELLS |
| State | NV |
| Zip | 89835-8084 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SKYLINE TERRACE NO 2 ADDITION FILE 27947 |
| Legal Subdivision | SKYLINE TERRACE NO 2 ADD |
| Legal Block | P |
| Legal Lot Number | 9,10 |
| Jurisdiction | ELKO NV |
| Township / Civil Division | WELLS |
| Census Block Group | 2 |
| Census Block | 2080 |
| Census Tract | 950200 |
Source: Elko County records, as of October 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 430, WELLS, NV 89835-0430 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 25, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Jun 15, 2017 | Bargain and Sale Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 15, 2017 · Amount on Record |
| Deed Sale | Jun 15, 2017 · Amount on Record |
| Prior Sale | Jan 15, 2010 · Amount on Record |
| Deed Document Number | 2017726785 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Sep 25, 2026 |
| Property Address | 651 BAKER ST, WELLS, NV 89835-8084 |
| Document Number | 0000870255 |
| Instrument Date | Sep 21, 2026 |
| Instrument | 2026870255 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2026 |
| Title Company | ROCKET CLOSE LLC-RESIDENTIAL |
| Name | Verified Name |
|---|
| Document Number | 0000870255, |
|---|---|
| Date | Sep 25, 2026 |
| Instrument | 2026870255 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Property Address | 651 BAKER ST, WELLS, NV 89835-8084 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0000787908 |
|---|---|
| Date | May 26, 2021 |
| Instrument | 787908 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 316 Months |
| Due | Sep 1, 2047 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Jun 15, 2017 |
| Property Address | 651 BAKER ST, WELLS, NV 89835-8084 |
| Document Number | 0000726785 |
| Instrument Date | May 23, 2017 |
| Instrument | 726785 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2021 |
| Title Company | STEWART TITLE ELKO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 533, CARLIN, NV 89822-0533 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | PO BOX 430, WELLS, NV 89835-0430 |
| Document Number | 0000726786 |
|---|---|
| Date | Jun 15, 2017 |
| Instrument | 726786 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2047 |
Source: Elko County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Elko County |
| Municipality | Wells City |
| Unified School District | Elko County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,090.00 (+3.02%) | $32,813 (-0.54%) Land $6,930 Building $25,883 | $93,751 (-0.54%) Land $19,800 Building $73,951 |
| 2025 | $1,058.00 (+19.41%) | $32,991 (+19.83%) Land $6,930 Building $26,061 | $94,260 (+19.83%) Land $19,800 Building $74,460 |
| 2023 | $886.00 (+3.02%) | $27,531 (+15.48%) Land $5,040 Building $22,491 | $78,660 (+15.48%) Land $14,400 Building $64,260 |
| 2022 | $860.00 | $23,841 Land $5,040 Building $18,801 | $68,117 Land $14,400 Building $53,717 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 23, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 84% of the US · above 63% of Nevada |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WELLS MUNICIPAL WATER DEPARTMENT serves 1,300 people · EPA ID NV0000245 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Eccelerate Internet Cable | 300 / 100 |
| Rise Broadband Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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