651 Allens Branch Rd, Sylva, NC 28779 Property Records

Jackson County property record for 651 Allens Branch Rd, Sylva, NC 28779

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 844 sqft · built 1930
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$72,000 (Mar 2019)
Tax Bill	$383 (2025)
Deeds & Mortgages	Sep 2017 Mortgage Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7642-35-5289`

Property Details

APN / Parcel Number

Primary APN	`7642-35-5289`
Alternative APN	`182437`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	844 sqft Heated Area
1st Floor Area	844 sqft
Interior Walls	Plywood

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1950
Architectural Style	Mobile Home
Exterior Material	Asbestos
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Porch	Porch
Porch Area	144 sqft
Patio Area	65 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Street Address	651 ALLENS BRANCH RD
City	SYLVA
State	NC
Zip	28779-7791
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALLENS BRANCH
Jurisdiction	JACKSON NC
Township / Civil Division	SYLVA
Census Block Group	3
Census Block	3000
Census Tract	950300

Owner

651 Allens Branch Rd is owned and occupied by an individual who bought it in March 2019.

Source: Jackson County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	651 ALLENS BRANCH RD, SYLVA, NC 28779-7791
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2017	Deed of Trust, Mortgage · ARM STATE EMPLOYEES CU
Mar 11, 2019	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL RESOURCES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 11, 2019 · Amount on File
Deed Sale	Mar 11, 2019 · Amount on File
Deed Book / Page	2233 / 248
Record Updated	Oct 29, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	651 ALLENS BRANCH RD, SYLVA, NC 28779-7791
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021970607
Date	Sep 20, 2017
Book Page	2197/607

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	ARM
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Index	5-Year CMT
Max Rate	6%

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Mar 11, 2019
Property Address	651 ALLENS BRANCH RD, SYLVA, NC 28779-7791
Document Number	0022330248
Book / Page	2233 / 248
Instrument Date	Mar 11, 2019
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 READING LN # 4, 4, CULLOWHEE, NC 28723-0230

Mortgage

Document Number	2233251
Date	Mar 11, 2019
Instrument	2233/251

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Mortgage

Document Number	0022330248
Date	Mar 11, 2019
Book Page	2233/248

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 651 Allens Branch Rd was $383.

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$100,834 Land $43,060 Building $57,774
2025	$383.00
2023	$330.00	$87,000 Land $43,060 Building $43,940

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 651 Allens Branch Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	8 (1991–2024)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Hurricane Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 651 Allens Branch Rd is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 78% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: Optimum.

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