Ramsey County property record for 651 4th Ave NW, Saint Paul, MN 55112
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,344 sqft · built 2012 |
| Lot Size | 0.116 acres (5,040 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $450,000 (Jul 2023) |
| Tax Bill | $5,292 (2025) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Apr 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-30-23-14-0048 |
| Primary APN | 29-30-23-14-0048 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,344 sqft Living Area |
| 1st Floor Area | 672 sqft |
| Basement Area | 500 sqft |
| Finished Basement | 500 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,040 sqft (0.116 acres) |
| Lot Dimensions | 126 ft deep x 40 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 518002 |
|---|---|
| Street Address | 651 4TH AVE NW |
| City | SAINT PAUL |
| State | MN |
| Zip | 55112-6834 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECOND ADDITION TO,NEW BRIGHTO LOT 24 BLK 9 |
| Legal Range | 23 |
| Legal Township | 30 |
| Legal Section | 29 |
| Legal Subdivision | SECOND ADDITION TO,NEW BRIGHTO |
| Legal Block | 9 |
| Legal Lot Number | 24 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | NEW BRIGHTON |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 41200 |
651 4th Ave NW is owned and occupied by two individuals who bought it in July 2023.
Source: Ramsey County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 651 4TH AVE NW, SAINT PAUL, MN 55112-6834 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 24, 2023 | Warranty Deed, Transfer · Conventional Mortgage WINGS FINANCIAL CU |
| Apr 24, 2020 | Deed of Trust, Mortgage · Line of Credit AFFINITY PLUS FCU |
| Mar 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AFFINITY PLUS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 24, 2023 · Amount on File |
| Deed Sale | Jul 24, 2023 · Amount on File |
| Prior Sale | Mar 19, 2008 · Amount on File |
| Deed Document Number | 20234995594 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Jul 24, 2023 |
| Property Address | 651 4TH AVE NW, NEW BRIGHTON, MN 55112-6834 |
| Document Number | 0A04995594 |
| Instrument Date | Jul 14, 2023 |
| Instrument | A04995594 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2023 |
| Title Company | RESULTS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,485.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 651 4TH AVE NW, NEW BRIGHTON, MN 55112-6834 |
| Document Number | 0A04995596 |
|---|---|
| Date | Jul 24, 2023 |
| Instrument | A04995596 |
| Name | WINGS FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.37% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Aug 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 3.37% |
| Max Rate At Change | 7.37% |
| Index | 12-Month MTA |
| Max Rate | 10.3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 651 4TH AVE NW, NEW BRIGHTON, MN 55112-6834 |
| Document Number | 0004810326 |
| Instrument Date | Apr 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 651 4TH AVE NW NEW BRIGHTON MN 551126834, NEW BRIGHTON, MN 55112-6834 |
| Document Number | 0004810326 |
|---|---|
| Date | May 8, 2020 |
| Instrument | 4810326 |
| Name | AFFINITY PLUS FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55107 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | May 7, 2030 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 651 4TH AVE NW, NEW BRIGHTON, MN 55112-6834 |
| Document Number | 0004806011 |
| Instrument Date | Mar 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 651 4TH AVE NW NEW BRIGHTON MN 551126834, NEW BRIGHTON, MN 55112-6834 |
| Document Number | 0004806011 |
|---|---|
| Date | Apr 10, 2020 |
| Instrument | 4806011 |
| Name | AFFINITY PLUS FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55107 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 9, 2040 |
The 2025 property tax bill for 651 4th Ave NW was $5,292, up 3.4% from the year before.
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | New Brighton City |
| Unified School District | Mounds View Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $393,300 (-3.29%) Land $55,000 Building $338,300 | $393,300 (-3.29%) Land $55,000 Building $338,300 | |
| 2025 | $5,292.00 (+3.4%) | $406,700 Land $55,000 Building $351,700 | $406,700 Land $55,000 Building $351,700 |
| 2024 | $5,118.00 (+2.61%) | ||
| 2023 | $4,988.00 | $386,900 Land $55,000 Building $331,900 | $386,900 Land $55,000 Building $331,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 651 4th Ave NW in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 651 4th Ave NW has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | New Brighton serves 22,902 people · EPA ID MN1620009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
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