6509 Seven Locks Rd, Cabin John, MD 20818 Property Records

Montgomery County property record for 6509 Seven Locks Rd, Cabin John, MD 20818

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,026 sqft · built 1937
Lot Size0.457 acres (19,921 sqft)
OwnerIndividual Name on File
Last Sale$899,000 (Aug 2013)
Tax Bill$818 (2025)
Deeds & MortgagesMay 2026 Line of Credit
Sep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN07-00481028

Property Details

APN / Parcel Number

Primary APN07-00481028
Alternative APN
  • 00481028

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,026 sqft Living Area
1st Floor Area1,546 sqft
Basement Area300 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1937
Effective Year BuiltEffective 1937
Architectural StyleMulti-Level
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area19,921 sqft (0.457 acres)
PorchOpen Porch
Porch Area40 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemRadiant
SewerMunicipal

Location & Zoning

Account Number00481028
Street Address6509 SEVEN LOCKS RD
CityCABIN JOHN
StateMD
Zip20818-1313
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR90
Legal DescriptionCABIN JOHN PARK SEC 1
Legal SubdivisionCABIN JOHN PARK
Legal Block2
Legal Lot NumberP63
JurisdictionMONTGOMERY MD
Township / Civil Division7
Census Block Group2
Census Block2020
Census Tract705800

Owner

Source: Montgomery County records · APN 07-00481028

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address6509 SEVEN LOCKS RD, CABIN JOHN, MD 20818-1313
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 21, 2026Deed of Trust, Mortgage · Line of Credit
NAVY FEDERAL CREDIT UNION
Sep 04, 2020Deed of Trust, Mortgage · VA Mortgage
PENNYMAC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 19, 2013 · Amount on Record
Deed SaleAug 19, 2013 · Amount on Record
Deed Book / Page47487 / 498
Last Transfer DateFeb 28, 2025
Transfer Doc6892000109
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Recording DateMay 21, 2026
Property Address6509 SEVEN LOCKS RD, CABIN JOHN, MD 20818-1313
Document Number7051000315
Book / Page70514 / 315
Instrument DateMay 14, 2026
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address6509 SEVEN LOCKS RD, CABIN JOHN, MD 20818-1313

Mortgage

Document Number7051000315,
DateMay 21, 2026
Book Page70514/315
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term481 Months
DueJun 01, 2066
Interest
Rate6.3%
Max Rate-1%

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address6509 SEVEN LOCKS RD, CABIN JOHN, MD 20818-1313
Document Number0615650002
Instrument DateSep 04, 2020
Transaction TypeMortgage
Record UpdatedApr 22, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address6509 SEVEN LOCKS RD CABIN JOHN MD 208181313, CABIN JOHN, MD 20818-1313

Mortgage

Document Number0615650002
DateJan 11, 2021
Book Page061565/000002
Lender
NamePENNYMAC
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 10, 2051

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$810,200 (+3.05%)$858,200 (+9.16%) Land $749,400 Building $108,800
2025$818.00 (+11.9%)$786,200 (-) Land $681,300 Building $104,900$786,200 (-) Land $681,300 Building $104,900
2024$731.00 (+11.94%)
2023$786,200 Land $681,300 Building $104,900$786,200 Land $681,300 Building $104,900
2022$653.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (24031C), as of April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240317058002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Nearby Flood Policies18 in force
Nearby Flood Claims15 (1979–2022)
Claims Outside the SFHA15 of 15
Most Recent ClaimAug 2022 · other causes

Wildfire

Wildfire RiskLow
lower than 94% of the US · lower than 87% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Listed AreaWithin Washington Aqueduct
listed 1973 · 8 contributing resources · National Historic Landmark (designated 1973) · NRIS 73002123

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

Based on FCC filings for 297 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MD0150005, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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