6509 S 40th Ave, Phoenix, AZ 85041 Property Records

Maricopa County property record for 6509 S 40th Ave, Phoenix, AZ 85041

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,370 sqft · built 2005
Lot Size	0.202 acres (8,809 sqft)
Owner	2 Individual Names on Record
Last Sale	$355,000 (Jul 2019)
Tax Bill	$3,286 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Aug 2023 Line of Credit + 7 more
Flood Zone	Zone X (moderate risk)
APN	`105-90-320`

Property Details

APN / Parcel Number

Primary APN	`105-90-320`

Interior

Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,370 sqft Living Area
1st Floor Area	1,588 sqft
2nd Floor Area	1,782 sqft

Exterior

Year Built	Built 2005
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	8,809 sqft (0.202 acres)
Parking Spaces	2 Parking Spaces
Pool Area	500 sqft
Patio Area	136 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	6509 S 40TH AVE
City	PHOENIX
State	AZ
Zip	85041-4901
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	VINEYARD COMMONS MCR 617-27
Legal Range	02E
Legal Township	01N
Legal Section	34
Legal Quarter	NW
Quarter-Quarter Section	SE
Legal Subdivision	VINEYARD COMMONS
Legal Lot Number	40
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1007
Census Tract	116606

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6509 S 40TH AVE, PHOENIX, AZ 85041-4901
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 8, 2023	Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC
Nov 19, 2025	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Feb 13, 2020	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Sep 23, 2019	Correction Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE
Jul 25, 2019	Warranty Deed, Transfer · Conventional Mortgage CASTLE & COOKE MORTGAGE LLC
Apr 17, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 26, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage FBC MORTGAGE LLC
Jul 23, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2019 · Amount on Record
Deed Sale	Jul 25, 2019 · Amount on Record
Prior Sale	Apr 17, 2019
Deed Document Number	20190564070
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	6509 S 40TH AVE, PHOENIX, AZ 85041-4901
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6509 S 40TH AVE, PHOENIX, AZ 85041-4901

Mortgage

Document Number	0000741479
Date	Jul 7, 2021
Instrument	20210741479

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	6509 S 40TH AVE, PHOENIX, AZ 85041-4901
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6509 S 40TH AVE, PHOENIX, AZ 85041-4901

Mortgage

Document Number	0000413080
Date	Aug 8, 2023
Instrument	20230413080

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 29, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	6509 S 40TH AVE, PHOENIX, AZ 85041-4901
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6509 S 40TH AVE, PHOENIX, AZ 85041-4901

Mortgage

Document Number	0000668577
Date	Nov 19, 2025
Instrument	20250668577

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 18, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	6509 S 40TH AVE, PHOENIX, AZ 85041-4901
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	GREAT AMERICAN TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000123221
Date	Feb 13, 2020
Instrument	20200123221

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PHOENIX, AZ 85016

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

September 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 23, 2019
Property Address	6509 S 40TH AVE, PHOENIX, AZ 85041-4901
Document Number	0000748884
Instrument Date	Sep 23, 2019
Instrument	748884
Transaction Type	Transfer
Record Updated	Oct 1, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6509 S 40TH AVE PHOENIX AZ 850414901, PHOENIX, AZ 85041-4901

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 25, 2019
Property Address	6509 S 40TH AVE, PHOENIX, AZ 85041-4901
Document Number	0000564070
Map Reference	MB 617 PG 27
Instrument Date	Jul 19, 2019
Instrument	20190564070
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	OLD REPUBLIC TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6509 S 40TH AVE, 6509, PHOENIX, AZ 85041-4901

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	6509 S 40TH AVE, PHOENIX, AZ 85041-4901

Mortgage

Document Number	0000564071
Date	Jul 25, 2019
Instrument	20190564071

Lender

Name	CASTLE & COOKE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Apr 17, 2019
Property Address	6509 S 40TH AVE, PHOENIX, AZ 85041-4901
Document Number	0000269546
Instrument Date	Apr 17, 2019
Instrument	269546
Transaction Type	Transfer
Record Updated	Apr 22, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	6509 S 40TH AVE PHOENIX AZ 850414901, PHOENIX, AZ 85041-4901

December 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Dec 26, 2018
Property Address	6509 S 40TH AVE, PHOENIX, AZ 85041-4901
Document Number	0000941749
Map Reference	MB 617 PG 27
Instrument Date	Aug 10, 2018
Instrument	20180941749
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6509 S 40TH AVE, PHOENIX, AZ 85041-4901

Mortgage

Document Number	0000941750
Date	Dec 26, 2018
Instrument	20180941750

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 23, 2018
Property Address	6509 S 40TH AVE, PHOENIX, AZ 85041-4901
Document Number	0000555180
Instrument Date	Jul 23, 2018
Instrument	555180
Transaction Type	Transfer
Record Updated	Jul 27, 2018

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	6509 S 40TH AVE PHOENIX AZ 850414901, PHOENIX, AZ 85041-4901

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Elementary School District	Laveen Elementary District (PK - 08)
Secondary School District	Phoenix Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$45,900 (-4.89%)	$459,000 (-4.89%) Land $91,800 Building $367,200
2025	$3,286.00 (+3.92%)
2024		$48,260	$482,600 Land $96,500 Building $386,100
2023	$3,162.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	6 (1984–1999)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jul 1999 · river or lake flooding
Claims by Event	Severe Storms & Flooding, Aug 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 809 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
CenturyLink DSL	140 / 20
AirFiber WISP Fixed Wireless	100 / 25

May also be available: AT&T, GeoLinks, Verizon.

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