6509 Howards Dr, Camden, OH 45311 Property Records

Preble County property record for 6509 Howards Dr, Camden, OH 45311

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,968 sqft · built 2004
Lot Size	11 acres (479,770 sqft)
Owner	2 Individual Names on File
Last Sale	$24,300 (Dec 2003)
Tax Bill	$2,901 (2025)
Deeds & Mortgages	Jun 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`C07-4316-400-00-008-001`

Property Details

APN / Parcel Number

Primary APN	`C07-4316-400-00-008-001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,968 sqft Living Area
1st Floor Area	1,968 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Raised
Roof Type	Gable
Roof Material	Shingle
Lot Area	479,770 sqft (11 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Open Porch
Porch Area	132 sqft
Patio Area	336 sqft
Shed	1 Shed
Shed Area	100 sqft
Lean-To	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Private

Location & Zoning

Street Address	6509 HOWARDS DR
City	CAMDEN
State	OH
Zip	45311-7931
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	MID PT SE
Legal Subdivision	ROBBIE ESTATE SUB
Jurisdiction	PREBLE OH
Township / Civil Division	GRATIS
Census Block Group	1
Census Block	1002
Census Tract	480100

Owner

6509 Howards Dr, a rural home, is owned and occupied by two individuals who bought it in December 2003.

Source: Preble County records, as of March 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6509 HOWARDS DR, CAMDEN, OH 45311-7931
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2003 · Amount on File
Deed Sale	Dec 10, 2003 · Amount on File
Deed Document Number	2056
Record Updated	Jun 8, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PREBLE OH
Property Address	6509 HOWARDS DR, CAMDEN, OH 45311-7931
Transaction Type	Mortgage
Record Updated	Jul 18, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	393/0242
Date	Jun 3, 2019
Book Page	393/0242
Instrument	201900002352

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	298 Months
Due	Apr 29, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 6509 Howards Dr was $2,901 with an additional exemption, up 7.4% from the year before.

Source: Preble County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Preble County
County Subdivision	Gratis Township
Unified School District	Preble Shawnee Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,901.00 (+7.4%) Additional exemption filed	$96,450 (-) Land $30,610 Building $65,840
2024	$2,701.00 (+0.56%) Additional exemption filed	$96,450 (-) Land $30,610 Building $65,840
2023	$2,686.00 (+28.39%)	$96,450 (+28.77%) Land $30,610 Building $65,840	$275,560 Land $87,460 Building $188,100
2022	$2,092.00	$74,900 Land $25,550 Building $49,350
2020			$275,560 Land $87,460 Building $188,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6509 Howards Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6509 Howards Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST REGIONAL WATER DISTRICT public/private · serves 42,856 people · EPA ID OH0903912
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20