6506 White Pine Ln, Charlotte, NC 28262 Property Records

Mecklenburg County property record for 6506 White Pine Ln, Charlotte, NC 28262

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,064 sqft · built 1996
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on File
Last Sale$157,000 (Feb 2002)
Tax Bill$2,571 (2025)
Deeds & MortgagesApr 2020 Loan Modification
Oct 2019 Loan Modification
Flood ZoneZone X (minimal risk)
APN047-341-12

Property Details

APN / Parcel Number

Primary APN047-341-12

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,064 sqft Living Area
Gross Area2,504 sqft
1st Floor Area916 sqft
Upper Floors Area1,148 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Exterior MaterialOther
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,712 sqft (0.2 acres)
Garage TypeAttached
Garage Area440 sqft
PorchSlab
Porch Area24 sqft
Patio Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address6506 WHITE PINE LN
CityCHARLOTTE
StateNC
Zip28262-2214
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-17MF
Legal DescriptionL7 B2 M27-121
Legal SubdivisionFRST POND PH 01
Legal Block2
Legal Lot Number7
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2005
Census Tract5535

Owner

6506 White Pine Ln is owned and occupied by an individual who bought it in February 2002.

Source: Mecklenburg County records, as of July 20, 2026

Owner of RecordIndividual Name on File
Mailing Address6506 WHITE PINE LN, CHARLOTTE, NC 28262-2214
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 7, 2020Loan Modification, Mortgage · FHA Mortgage
MTGLQ INVTRS
Oct 4, 2019Loan Modification, Mortgage · Conventional with PMI
OPTION ONE MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 1, 2002 · Amount on File
Deed SaleFeb 1, 2002 · Amount on File
Prior SaleSep 2, 1997 · Amount on File
Deed Document Number200220715
Deed Book / Page13216 / 422
Record UpdatedOct 29, 2026

April 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMECKLENBURG NC
Property Address6506 WHITE PINE LN, CHARLOTTE, NC 28262-2214
Document Number0000048824
Instrument DateApr 7, 2020
Transaction TypeMortgage
Record UpdatedMay 19, 2020
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address6506 WHITE PINE LN CHARLOTTE NC 282622214, CHARLOTTE, NC 28262-2214

Mortgage

Document Number0000048824
DateApr 7, 2020
Book Page034448/000895
Instrument48824
Lender
NameMTGLQ INVTRS
TypeMortgage Company
AddressGREENVILLE, SC 29601
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term216 Months
DueApr 6, 2038
Interest
Rate5.62%

October 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMECKLENBURG NC
Property Address6506 WHITE PINE LN, CHARLOTTE, NC 28262-2214
Document Number0000174102
Instrument DateOct 4, 2019
Transaction TypeMortgage
Record UpdatedDec 1, 2020
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address6506 WHITE PINE LN CHARLOTTE NC 282622214, CHARLOTTE, NC 28262-2214

Mortgage

Document Number0000174102
DateOct 21, 2020
Book Page035207/000880
Instrument174102
Lender
NameOPTION ONE MTG
TypeMortgage Company
Agreement
TypeConventional with PMI
AmountAmount on Record
Term240 Months
DueOct 20, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 6506 White Pine Ln was $2,571.

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,571.00$312,500 Land $80,000 Building $232,500$312,500 Land $80,000 Building $232,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6506 White Pine Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6506 White Pine Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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