6506 Mill Stream Dr, Harrison, TN 37341 Property Records

Hamilton County property record for 6506 Mill Stream Dr, Harrison, TN 37341

Property Summary

Property Type	Rural Home
Details	2.5 ba · 2,183 sqft · built 1974
Lot Size	0.342 acres (14,920 sqft)
Owner	2 Individual Names on Record
Last Sale	$189,000 (Nov 2019)
Tax Bill	$1,300 (2025)
Deeds & Mortgages	Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`112O B 058`

Property Details

APN / Parcel Number

Primary APN	`112O B 058`
Alternative APN	`0000040719`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,183 sqft Living Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1982
Architectural Style	Split Level
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	14,920 sqft (0.342 acres)
Lot Dimensions	130 ft deep x 120 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000040719
Street Address	6506 MILL STREAM DR
City	HARRISON
State	TN
Zip	37341-9596
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RR
Legal Description	LOT 123 RIVER OAKS UNIT 4 PB 27 PG 260
Legal Subdivision	RIVER OAKS UNIT 4
Legal Lot Number	123
Legal Unit	4
Jurisdiction	HAMILTON TN
Township / Civil Division	9
Census Block Group	2
Census Block	2018
Census Tract	11413

Owner

Source: Hamilton County records, as of January 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6506 MILL STREAM DR, HARRISON, TN 37341-9596
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2019 · Amount on Record
Deed Sale	Nov 14, 2019 · Amount on Record
Prior Sale	May 20, 2015 · Amount on Record
Deed Document Number	2019197
Deed Book / Page	11820 / 349
Prior Transfer Date	Nov 13, 2019
Prior Transfer Doc	1114000197
Record Updated	Jun 8, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Nov 14, 2019
Property Address	6506 MILL STREAM DR, HARRISON, TN 37341-9596
Document Number	1114000197
Book / Page	011820 / 000349
Instrument Date	Nov 13, 2019
Instrument	191114000197
Transaction Type	Transfer
Record Updated	Dec 10, 2019
Title Company	CHATTANOOGA TITLE E BRAINERD LLC, CHATTANOOGA TITLE E BRAINERD L

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$699.30
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6506 MILL STREAM DR HARRISON TN 373419596, HARRISON, TN 37341-9596

Mortgage

Document Number	1114000198
Date	Nov 14, 2019
Book Page	011820/000352
Instrument	191114000198

Lender

Name	ATLANTIC BAY MTG
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 13, 2049

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,300.00 (+21.84%)	$85,800 (+79.87%)	$343,200 (+79.87%) Land $55,000 Building $288,200
2024	$1,067.00 (-0.84%)	$47,700 (-)	$190,800 (-) Land $45,000 Building $145,800
2023	$1,076.00	$47,700	$190,800 Land $45,000 Building $145,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	7 (2003–2019)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Feb 2019 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 53% of Tennessee
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTSIDE UTILITY DISTRICT serves 59,612 people · EPA ID TN0000219
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20