6506 Co Rd 4703, Commerce, TX 75428 Property Records

Hunt County property record for 6506 Co Rd 4703, Commerce, TX 75428

Property Summary

Property Type	Rural Home
Details	2,240 sqft · built 2002
Lot Size	18.6 acres (811,523 sqft)
Owner	Individual Name on Record
Tax Bill	$3,916 (2024)
Deeds & Mortgages	Dec 2025 Mortgage Jan 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0953-0350-0020-30`

Property Details

APN / Parcel Number

Primary APN	`0953-0350-0020-30`
Alternative APN	`R215668`

Interior

Stories	2 Stories
Building Area	2,240 sqft Living Area
Gross Area	1,848 sqft
1st Floor Area	768 sqft
2nd Floor Area	768 sqft

Exterior

Year Built	Built 2002
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Metal
Lot Area	811,523 sqft (18.6 acres)
Porch	Open Porch
Porch Area	328 sqft
Utility Building	700 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R215668
Street Address	6506 COUNTY ROAD 4703
City	COMMERCE
State	TX
Zip	75428-5540
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	A0953 SADLER J C,TRACT 35-2, ACRES 18.63
Legal Subdivision	SADLER J C
Legal Tract	35-2
Jurisdiction	HUNT TX
Township / Civil Division	COMMERCE
Census Block Group	1
Census Block	1017
Census Tract	960100

Owner

Source: Hunt County records, as of October 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	6506 COUNTY ROAD 4703, COMMERCE, TX 75428-5540
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2025	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jan 22, 2025	Vendor's Lien, Transfer · VA Mortgage FREEDOM MORTGAGE CORP
Oct 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Nov 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Sep 8, 2021	Vendor's Lien, Transfer · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 22, 2025
Deed Sale	Jan 22, 2025
Prior Sale	Sep 8, 2021
Deed Document Number	2025-01093
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNT TX
Property Address	6506 COUNTY ROAD 4703, COMMERCE, TX 75428-5540
Transaction Type	Mortgage
Record Updated	Dec 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6506 COUNTY ROAD 4703, COMMERCE, TX 75428-5540

Mortgage

Document Number	0000022595
Date	Dec 9, 2025
Instrument	2025-22595

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

January 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HUNT TX
Recording Date	Jan 22, 2025
Property Address	6506 COUNTY ROAD 4703, COMMERCE, TX 75428-5540
Document Number	0000001093
Instrument Date	Jan 21, 2025
Instrument	2025-01093
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	UNKNOWN, ITC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6506 COUNTY ROAD 4703, COMMERCE, TX 75428-5540

Mortgage

Document Number	0000001094
Date	Jan 22, 2025
Instrument	2025-01094

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2055

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNT TX
Property Address	6506 COUNTY ROAD 4703, COMMERCE, TX 75428-5540
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016076
Date	Oct 28, 2019
Instrument	2019-16076

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNT TX
Property Address	6506 COUNTY ROAD 4703, COMMERCE, TX 75428-5540
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019239
Date	Nov 4, 2020
Instrument	2020-19239

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

September 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HUNT TX
Recording Date	Sep 8, 2021
Property Address	6506 COUNTY ROAD 4703, COMMERCE, TX 75428-5540
Document Number	0000019777
Instrument Date	Sep 6, 2021
Instrument	2021-19777
Transaction Type	Transfer
Record Updated	Oct 21, 2022
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6506 COUNTY ROAD 4703, COMMERCE, TX 75428-5540

Mortgage

Document Number	0000019778
Date	Sep 8, 2021
Instrument	2021-19778

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Hunt County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hunt County
Unified School District	Commerce Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$290,580 (-0.05%) Land $15,560 Building $275,020	$524,870 (+0.83%) Land $249,850 Building $275,020
2024	$3,916.00 (-2.47%) Homeowner's exemption	$290,730 (-4.2%) Land $14,940 Building $275,790	$520,540 (+2.22%) Land $244,750 Building $275,790
2023	$4,015.00 (-16.09%) Homeowner's exemption	$303,470 Land $13,570 Building $289,900	$509,250 Land $219,350 Building $289,900
2022	$4,785.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Aug 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH HUNT SUD serves 4,836 people · EPA ID TX1160039
Water Source	Purchased surface water from CITY OF COMMERCE
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrite resolved · Oct 2022
Treatment and Procedure	Coliform assessment Sep 2023
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
360 Broadband Fixed Wireless	400 / 50
Nextlink Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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