6505 Springwater Ct, Apt 7402, Frederick, MD 21701 Property Records

Frederick County property record for 6505 Springwater Ct, Apt 7402, Frederick, MD 21701

Property Summary

Property Type	Condominium
Details	built 1996
Lot Size	0.026 acres (1,145 sqft)
Owner	Individual Name on Record
Last Sale	$178,500 (Nov 2017)
Tax Bill	$3,083 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-293558`

Property Details

APN / Parcel Number

Primary APN	`09-293558`
Alternative APNs	`9293558` `293558`

Interior

Units	15 Units

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Condo/Apartment
Lot Area	1,145 sqft (0.026 acres)

Utilities, Heating & Cooling

Sewer	Municipal

Location & Zoning

Account Number	293558
Street Address	6505 SPRINGWATER CT, 7402
City	FREDERICK
State	MD
Zip	21701-6012
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PUD
Legal Description	UNIT 7402 BLDG 7 1,145 SQ. FT. PHASE C SPRING RIDGE CONDO
Legal Subdivision	SPRING RIDGE CONDO
Legal Phase	C
Legal Block	7
Legal Lot Number	7402
Legal Unit	7402
Jurisdiction	FREDERICK MD
Township / Civil Division	9, NEW MARKET
Census Block Group	3
Census Block	3004
Census Tract	751902

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6505 SPRINGWATER CT, 7402, FREDERICK, MD 21701-6012
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2025	Deed of Trust, Mortgage · Line of Credit NORTHROP GRUMMAN FCU
Nov 8, 2017	Grant Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2017 · Amount on Record
Deed Sale	Nov 8, 2017 · Amount on Record
Prior Sale	Mar 24, 2010 · Amount on Record
Deed Document Number	201712122-0347
Deed Book / Page	12122 / 347
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	6505 SPRINGWATER CT APT 7402, 7402, FREDERICK, MD 21701-6012
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6505 SPRINGWATER CT 7402, 7402, FREDERICK, MD 21701-6012

Mortgage

Document Number	0175650004
Date	Oct 20, 2025
Book Page	17565/4

Lender

Name	NORTHROP GRUMMAN FCU
Type	Credit Union
Address	GARDENA, CA 90248

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Oct 16, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Nov 8, 2017
Property Address	6505 SPRINGWATER CT APT 7402, 7402, FREDERICK, MD 21701-6012
Document Number	0121220347
Book / Page	012122 / 000347
Instrument Date	Oct 30, 2017
Transaction Type	Transfer
Record Updated	Nov 28, 2017
Title Company	TITLE-RITE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$178.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6505 SPRINGWATER CT #7402 FREDERICK MD 217016012, 7402, FREDERICK, MD 21701-6012

Mortgage

Document Number	121220355
Date	Nov 8, 2017
Book Page	012122/000355

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 7, 2047

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$271,667 (+28.35%)	$295,000 (+31.11%) Land $70,000 Building $225,000
2025	$3,083.00 (+21.91%)
2023	$2,529.00	$211,667	$225,000 Land $60,000 Building $165,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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