6505 Springwater Ct, Apt 7103, Frederick, MD 21701 Property Records

Frederick County property record for 6505 Springwater Ct, Apt 7103, Frederick, MD 21701

Property Summary

Property Type	Condominium
Details	built 1996
Lot Size	0.026 acres (1,145 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (Oct 2025)
Tax Bill	$88 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Oct 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-293752`

Property Details

APN / Parcel Number

Primary APN	`09-293752`
Alternative APNs	`9293752` `293752`

Interior

Units	15 Units

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Condo/Apartment
Lot Area	1,145 sqft (0.026 acres)

Utilities, Heating & Cooling

Sewer	Municipal

Location & Zoning

Account Number	293752
Street Address	6505 SPRINGWATER CT, 7103
City	FREDERICK
State	MD
Zip	21701-6009
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PUD
Legal Description	BASEMENT UNIT 7103 BLDG 7 PHASE C-1,145 SF SPRING RIDGE CONDO
Legal Subdivision	SPRING RIDGE CONDO
Legal Phase	C
Legal Lot Number	7103
Legal Unit	7103
Jurisdiction	FREDERICK MD
Township / Civil Division	9, NEW MARKET
Census Block Group	3
Census Block	3004
Census Tract	751902

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6505 SPRINGWATER CT, 7103, FREDERICK, MD 21701-6009
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2024	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Oct 1, 2025	Deed, Transfer · VA Mortgage NEXT DOOR LENDING LLC
Mar 10, 2021	Intrafamily Transfer, Transfer
Jun 12, 2017	Deed, Transfer LAKESIDE TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2025 · Amount on Record
Deed Sale	Oct 1, 2025 · Amount on Record
Prior Sale	Nov 7, 2022 · Amount on Record
Deed Book / Page	17538 / 453
Prior Transfer Date	Feb 25, 2021
Prior Transfer Doc	0146430217
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	6505 SPRINGWATER CT APT 7103, 7103, FREDERICK, MD 21701-6009
Transaction Type	Mortgage
Record Updated	Oct 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0167560452
Date	Feb 8, 2024
Book Page	16756/452

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2054

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Oct 1, 2025
Property Address	6505 SPRINGWATER CT APT 7103, 7103, FREDERICK, MD 21701-6009
Document Number	0175380453
Book / Page	17538 / 453
Map Reference	MB 57 PL 33-35
Instrument Date	Sep 11, 2025
Transaction Type	Transfer
Record Updated	Oct 21, 2025
Title Company	KVS TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$712.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	6505 SPRINGWATER CT APT 7103, 7103, FREDERICK, MD 21701-6009
Investor	Possibly a Property Investor

Mortgage

Document Number	0017538461
Date	Oct 1, 2025
Instrument	17538/461

Lender

Name	NEXT DOOR LENDING LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK MD
Recording Date	Mar 10, 2021
Property Address	6505 SPRINGWATER CT APT 7103, 7103, FREDERICK, MD 21701-6009
Document Number	0146430217
Book / Page	14643 / 217
Map Reference	MB 57 PL 33-35
Instrument Date	Feb 25, 2021
Transaction Type	Transfer
Record Updated	Aug 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6505 SPRINGWATER CT APT 7103, 7103, FREDERICK, MD 21701-6009
Investor	Possibly a Property Investor

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jun 12, 2017
Property Address	6505 SPRINGWATER CT APT 7103, 7103, FREDERICK, MD 21701-6009
Document Number	0118640103
Book / Page	11864 / 0103
Map Reference	MB57 PL33,34&35
Instrument Date	May 30, 2017
Instrument	11864-0103
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	LAKESIDE TITLE CO

Transaction

Amount	Amount Recorded
Tax	$2,160.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6505 SPRINGWATER CT APT 7103, 7103, FREDERICK, MD 21701-6009
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$88.00 (-5%)	$233,333 (+14.66%)	$270,000 (+25.58%) Land $70,000 Building $200,000
2024	$176.00 (+1%)
2023	$88.00 Disabled Person's exemption Veteran's exemption	$203,500	$215,000 Land $60,000 Building $155,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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