6505 S Cochran Rd, Charlotte, MI 48813 Property Records

Eaton County property record for 6505 S Cochran Rd, Charlotte, MI 48813

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,080 sqft
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Dec 2022)
Tax Bill	$3,716 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Apr 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15001830001000`

Property Details

APN / Parcel Number

Primary APN	`15001830001000`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,080 sqft Living Area
1st Floor Area	2,080 sqft
Basement Area	2,080 sqft
Unfinished Basement	2,080 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Architectural Style	Ranch
Exterior Material	Wood Siding
Lot Area	217,800 sqft (5 acres)
Garage Area	728 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	6505 S COCHRAN RD
City	CHARLOTTE
State	MI
Zip	48813-9112
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LA
Legal Description	N 284 FT OF W 767 FT OF W 1/2 OF SW 1/4. SEC.18, T1N,R4W, BROOKFIELD TWP 1993
Legal Range	04W
Legal Township	01N
Legal Section	18
Jurisdiction	EATON MI
Township / Civil Division	BROOKFIELD
Census Block Group	3
Census Block	3018
Census Tract	21100

Owner

Source: Eaton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	6505 S COCHRAN RD, CHARLOTTE, MI 48813-9112
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2022	Warranty Deed, Transfer · Conventional Mortgage EATON COMMUNITY BANK
Apr 28, 2021	Warranty Deed, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
Sep 17, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2022 · Amount on Record
Deed Sale	Dec 12, 2022 · Amount on Record
Prior Sale	Apr 28, 2021 · Amount on Record
Deed Book / Page	3032 / 39
Prior Transfer Date	Sep 9, 2020
Prior Transfer Doc	2869/787
Record Updated	Oct 29, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Dec 12, 2022
Property Address	6505 S COCHRAN RD, CHARLOTTE, MI 48813-9112
Document Number	0003032/39
Book / Page	3032 / 39
Instrument Date	Dec 8, 2022
Transaction Type	Transfer
Record Updated	Dec 20, 2022
Title Company	NOT AVAILABLE, SELECT TITLE & STLMT SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,725.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3908 BESS RD, JACKSONVILLE, FL 32277-2121

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3030 ISLAND HWY, CHARLOTTE, MI 48813-9317

Mortgage

Document Number	0030320041
Date	Dec 12, 2022
Instrument	3032-0041

Lender

Name	EATON COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Apr 28, 2021
Property Address	6505 S COCHRAN RD, CHARLOTTE, MI 48813-9112
Document Number	002923/414
Book / Page	2923 / 414
Instrument Date	Apr 23, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,720.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Partial Interest Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3181 SANDHILL RD, 3181, MASON, MI 48854-9425

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3908 BESS RD, JACKSONVILLE, FL 32277-2121

Mortgage

Document Number	0002923416
Date	Apr 28, 2021
Instrument	2923/416

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EATON MI
Recording Date	Sep 17, 2020
Property Address	6505 S COCHRAN RD, CHARLOTTE, MI 48813-9112
Document Number	2869/787
Book / Page	2869 / 787
Instrument Date	Sep 9, 2020
Transaction Type	Transfer
Record Updated	Sep 7, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6505 S COCHRAN RD, 6505, CHARLOTTE, MI 48813-9112

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 GRAND AVE NE # 201, 201, GRAND RAPIDS, MI 49503-3403

Tax Assessment & Valuation

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
County Subdivision	Brookfield Township
Unified School District	Olivet Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$111,645 (-)	$294,246 (-) Land $49,410 Building $244,836
2025	$3,716.00 (-4.42%) Homeowner's exemption	$111,645 (-)	$294,246 (+31.78%) Land $49,410 Building $244,836
2024	$3,888.00 (-34.26%)
2023		$111,645	$223,290
2022	$5,914.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midwest Energy & Communications Fiber	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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