6505 Rte B, Wardsville (Jefferson City), MO 65101 Property Records

Cole County property record for 6505 Rte B, Wardsville, MO 65101

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	built 1960
Lot Size	0.63 acres (27,443 sqft)
Owner	Company Name on Record
Last Sale	$193,800 (Mar 2020)
Tax Bill	$2,450 (2025)
Deeds & Mortgages	Mar 2020 Mortgage May 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`14-03-07-0004-002-003`

Property Details

APN / Parcel Number

Primary APN	`14-03-07-0004-002-003`

Interior

Stories	1 Story

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	27,443 sqft (0.63 acres)
Lot Dimensions	212 ft deep x 150 ft wide
Garage Type	Basement
Storage Building	Storage Building

Location & Zoning

Street Address	6505 ROUTE B
City	WARDSVILLE
State	MO
Zip	65101-8764
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	PT NWSE BEG S R/W RT B 419.41 SW ALNG R/W 150.12 S 102.5 SW 57.5 SE 47.78 NE 118.23 N 212.67 POB
Legal Range	11W
Legal Township	43N
Legal Section	07
Jurisdiction	COLE MO
Township / Civil Division	OSAGE
Census Block Group	3
Census Block	3002
Census Tract	20200

Owner

Source: Cole County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	7217 ROUTE W, WARDSVILLE, MO 65101-8789
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2020	Deed of Trust, Mortgage · Stand-Alone First Mortgage MID AMERICA BANK
May 26, 2017	Deed of Trust, Mortgage MID AMERICA BANK
Mar 16, 2018	Deed of Trust, Mortgage MID AMERICA BANK
Mar 17, 2020	Warranty Deed, Transfer · Stand-Alone Refinance MID AMERICA BANK
Apr 14, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 17, 2020 · Amount on Record
Deed Sale	Mar 17, 2020 · Amount on Record
Prior Sale	Apr 14, 2017
Deed Document Number	20202174
Deed Book / Page	707 / 727
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLE MO
Property Address	6505 ROUTE B, WARDSVILLE, MO 65101-8764
Transaction Type	Mortgage
Record Updated	Sep 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000707/728
Date	Mar 17, 2020
Book Page	707/728
Instrument	202002175

Lender

Name	MID AMERICA BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLE MO
Property Address	6505 ROUTE B, WARDSVILLE, MO 65101-8764
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201704895
Date	May 26, 2017
Instrument	201704895

Lender

Name	MID AMERICA BANK
Type	Bank

Agreement

Amount	Amount Recorded

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLE MO
Property Address	6505 ROUTE B, WARDSVILLE, MO 65101-8764
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000685/0000000793
Date	Mar 16, 2018
Book Page	0000000685/0000000793
Instrument	201802142

Lender

Name	MID AMERICA BANK
Type	Bank

Agreement

Amount	Amount Recorded

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLE MO
Recording Date	Mar 17, 2020
Property Address	6505 ROUTE B, WARDSVILLE, MO 65101-8764
Document Number	707/727
Book / Page	707 / 727
Instrument Date	Mar 13, 2020
Instrument	202002174
Transaction Type	Transfer
Record Updated	Oct 14, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7217 ROUTE W, WARDSVILLE, MO 65101-8789

Mortgage

Document Number	707/728
Date	Mar 17, 2020
Book Page	707/728
Instrument	202002175

Lender

Name	MID AMERICA BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLE MO
Recording Date	Apr 14, 2017
Property Address	6505 ROUTE B, WARDSVILLE, MO 65101-8764
Document Number	675/631
Book / Page	675 / 631
Instrument Date	Apr 3, 2017
Instrument	201703387
Transaction Type	Transfer
Record Updated	Oct 14, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11600 DOGWOOD LN, SAINT THOMAS, MO 65076-2017

Tax Assessment & Valuation

Source: Cole County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Cole County
Municipality	Wardsville Village
Unified School District	Blair Oaks R-II School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$40,710 (-) Land $8,770 Building $31,940
2025	$2,450.00 (+3.64%)	$40,710 (-) Land $8,770 Building $31,940	$127,200 (-) Land $27,400 Building $99,800
2023		$40,710 Land $8,770 Building $31,940	$127,200 Land $27,400 Building $99,800
2022	$2,364.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 70% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN WARDSVILLE private · serves 1,506 people · EPA ID MO3010831
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Callabyte Fiber	1,000 / 1,000
Optimum Cable	500 / 20
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100
FireServe Fixed Wireless · not low latency	100 / 50
Mediacom Xtream Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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